DataFrame
NO COMPARISON TARGET
12180
ROWS
0
DUPLICATES
13.7 MB
RAM
86
FEATURES
22
CATEGORICAL
64
NUMERICAL
0
TEXT
2.1.3
Get updates, docs & report issues here
Created & maintained by Francois Bertrand
Graphic design by Jean-Francois Hains
1
Unnamed: 0
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
12,180
(100%)
ZEROES:
---
MAX
355k
95%
338k
Q3
275k
MEDIAN
190k
AVG
188k
Q1
104k
5%
25k
MIN
0k
RANGE
355k
IQR
170k
STD
99,710
VAR
9.9B
KURT.
-1.15
SKEW
-0.095
SUM
2.3B
2
df_index
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
12,180
(100%)
ZEROES:
---
MAX
355k
95%
338k
Q3
275k
MEDIAN
190k
AVG
188k
Q1
104k
5%
25k
MIN
0k
RANGE
355k
IQR
170k
STD
99,710
VAR
9.9B
KURT.
-1.15
SKEW
-0.095
SUM
2.3B
3
loan_amnt
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
834
(7%)
ZEROES:
---
MAX
40,000
95%
38,502
Q3
25,000
AVG
17,400
MEDIAN
15,000
Q1
10,000
5%
4,000
MIN
1,000
RANGE
39,000
IQR
15,000
STD
10,238
VAR
104.8M
KURT.
-0.552
SKEW
0.618
SUM
211.9M
4
int_rate
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
52
(<1%)
ZEROES:
---
MAX
0.308
95%
0.231
Q3
0.177
AVG
0.141
MEDIAN
0.131
Q1
0.103
5%
0.070
MIN
0.060
RANGE
0.248
IQR
0.074
STD
0.053
VAR
0.003
KURT.
-0.103
SKEW
0.611
SUM
1,716
5
installment
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
4,351
(36%)
ZEROES:
---
MAX
1,672
95%
1,107
Q3
682
AVG
509
MEDIAN
439
Q1
287
5%
136
MIN
31
RANGE
1,641
IQR
395
STD
295
VAR
86,800
KURT.
0.095
SKEW
0.833
SUM
6.2M
6
home_ownership
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
4
(<1%)
7
annual_inc
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
1,629
(13%)
ZEROES:
---
MAX
9.7M
95%
0.2M
Q3
0.1M
AVG
0.1M
MEDIAN
0.1M
Q1
0.1M
5%
0.0M
MIN
0.0M
RANGE
9.7M
IQR
53,585
STD
168k
VAR
28.4B
KURT.
2,328
SKEW
44.6
SUM
1.1B
8
verification_status
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
3
(<1%)
9
loan_status
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
10
pymnt_plan
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
1
(<1%)
11
dti
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
3,759
(31%)
ZEROES:
---
MAX
999
95%
38
Q3
27
AVG
23
MEDIAN
20
Q1
14
5%
8
MIN
0
RANGE
999
IQR
12.8
STD
23.9
VAR
571
KURT.
848
SKEW
24.3
SUM
275k
12
delinq_2yrs
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
15
(<1%)
ZEROES:
10,234
(84%)
MAX
15.0
95%
1.0
Q3
0.0
AVG
0.3
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
15.0
IQR
0.00
STD
0.803
VAR
0.645
KURT.
64.7
SKEW
6.35
SUM
3,130
13
inq_last_6mths
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
6
(<1%)
14
open_acc
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
52
(<1%)
ZEROES:
---
MAX
65.0
95%
24.0
Q3
16.0
AVG
12.7
MEDIAN
11.0
Q1
8.0
5%
5.0
MIN
2.0
RANGE
63.0
IQR
8.00
STD
6.15
VAR
37.9
KURT.
3.80
SKEW
1.43
SUM
154k
15
pub_rec
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
5
(<1%)
16
revol_bal
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
10,234
(84%)
ZEROES:
57
(<1%)
MAX
506k
95%
50k
Q3
22k
AVG
18k
MEDIAN
12k
Q1
6k
5%
2k
MIN
0k
RANGE
506k
IQR
15,194
STD
22,602
VAR
510.9M
KURT.
94.3
SKEW
7.20
SUM
214.3M
17
total_acc
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
93
(<1%)
ZEROES:
---
MAX
117
95%
48
Q3
31
AVG
24
MEDIAN
22
Q1
15
5%
9
MIN
3
RANGE
114
IQR
16.0
STD
12.6
VAR
158
KURT.
2.37
SKEW
1.21
SUM
297k
18
initial_list_status
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
19
out_prncp
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
11,525
(95%)
ZEROES:
23
(<1%)
MAX
40,000
95%
30,506
Q3
19,081
AVG
13,432
MEDIAN
11,563
Q1
6,379
5%
2,402
MIN
0
RANGE
40,000
IQR
12,702
STD
8,785
VAR
77.2M
KURT.
-0.167
SKEW
0.752
SUM
163.6M
20
out_prncp_inv
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
11,556
(95%)
ZEROES:
23
(<1%)
MAX
40,000
95%
30,506
Q3
19,081
AVG
13,430
MEDIAN
11,563
Q1
6,379
5%
2,388
MIN
0
RANGE
40,000
IQR
12,702
STD
8,786
VAR
77.2M
KURT.
-0.167
SKEW
0.752
SUM
163.6M
21
total_pymnt
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
11,071
(91%)
ZEROES:
124
(1%)
MAX
41,994
95%
16,163
Q3
8,881
AVG
6,382
MEDIAN
5,381
Q1
2,697
5%
445
MIN
0
RANGE
41,994
IQR
6,184
STD
4,964
VAR
24.6M
KURT.
2.35
SKEW
1.27
SUM
77.7M
22
total_pymnt_inv
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
11,096
(91%)
ZEROES:
124
(1%)
MAX
41,994
95%
16,163
Q3
8,881
AVG
6,382
MEDIAN
5,381
Q1
2,697
5%
445
MIN
0
RANGE
41,994
IQR
6,184
STD
4,964
VAR
24.6M
KURT.
2.35
SKEW
1.27
SUM
77.7M
23
total_rec_prncp
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
11,444
(94%)
ZEROES:
127
(1%)
MAX
35,000
95%
11,174
Q3
5,285
AVG
3,968
MEDIAN
3,022
Q1
1,462
5%
255
MIN
0
RANGE
35,000
IQR
3,823
STD
3,676
VAR
13.5M
KURT.
6.74
SKEW
2.07
SUM
48.3M
24
total_rec_int
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
11,632
(96%)
ZEROES:
127
(1%)
MAX
15,963
95%
6,625
Q3
3,475
AVG
2,413
MEDIAN
1,878
Q1
779
5%
127
MIN
0
RANGE
15,963
IQR
2,696
STD
2,096
VAR
4.4M
KURT.
1.95
SKEW
1.30
SUM
29.4M
25
total_rec_late_fee
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
355
(3%)
ZEROES:
11,660
(96%)
MAX
337
95%
0
Q3
0
AVG
2
MEDIAN
0
Q1
0
5%
0
MIN
0
RANGE
337
IQR
0.00
STD
12.6
VAR
159
KURT.
184
SKEW
11.5
SUM
23,157
26
recoveries
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
1
(<1%)
27
collection_recovery_fee
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
1
(<1%)
28
last_pymnt_amnt
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
4,548
(37%)
ZEROES:
2,338
(19%)
MAX
28,090
95%
1,082
Q3
592
AVG
439
MEDIAN
337
Q1
139
5%
0
MIN
-1,261
RANGE
29,351
IQR
452
STD
829
VAR
688k
KURT.
479
SKEW
18.5
SUM
5.3M
29
collections_12_mths_ex_med
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
4
(<1%)
30
policy_code
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
1
(<1%)
31
application_type
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
32
acc_now_delinq
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
33
tot_coll_amt
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
1,084
(9%)
ZEROES:
10,355
(85%)
MAX
67,196
95%
813
Q3
0
AVG
185
MEDIAN
0
Q1
0
5%
0
MIN
0
RANGE
67,196
IQR
0.00
STD
1,324
VAR
1.8M
KURT.
1,028
SKEW
26.2
SUM
2.3M
34
tot_cur_bal
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
11,879
(98%)
ZEROES:
---
MAX
2.9M
95%
0.5M
Q3
0.2M
AVG
0.2M
MEDIAN
0.1M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
2.9M
IQR
198k
STD
172k
VAR
29.5B
KURT.
12.3
SKEW
2.41
SUM
1.9B
35
open_acc_6m
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
11
(<1%)
ZEROES:
4,926
(40%)
MAX
10.0
95%
3.0
Q3
2.0
AVG
1.1
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
10.0
IQR
2.00
STD
1.21
VAR
1.46
KURT.
3.39
SKEW
1.55
SUM
12,813
36
open_act_il
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
35
(<1%)
ZEROES:
30
(<1%)
MAX
53.0
95%
9.0
Q3
4.0
AVG
3.3
MEDIAN
2.0
Q1
2.0
5%
1.0
MIN
0.0
RANGE
53.0
IQR
2.00
STD
3.10
VAR
9.58
KURT.
20.1
SKEW
3.43
SUM
40,794
37
open_il_12m
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
7
(<1%)
38
open_il_24m
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
15
(<1%)
ZEROES:
1,537
(13%)
MAX
14.0
95%
5.0
Q3
3.0
MEDIAN
2.0
AVG
2.0
Q1
1.0
5%
0.0
MIN
0.0
RANGE
14.0
IQR
2.00
STD
1.60
VAR
2.56
KURT.
4.09
SKEW
1.56
SUM
24,089
39
mths_since_rcnt_il
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
129
(1%)
ZEROES:
9
(<1%)
MAX
192
95%
37
Q3
18
AVG
14
MEDIAN
11
Q1
6
5%
2
MIN
0
RANGE
192
IQR
12.0
STD
13.6
VAR
184
KURT.
30.1
SKEW
4.04
SUM
171k
40
total_bal_il
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
11,337
(93%)
ZEROES:
---
MAX
904k
95%
131k
Q3
55k
AVG
44k
MEDIAN
29k
Q1
15k
5%
4k
MIN
0k
RANGE
904k
IQR
40,308
STD
51,222
VAR
2.6B
KURT.
30.5
SKEW
4.11
SUM
539.9M
41
il_util
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
165
(1%)
ZEROES:
1
(<1%)
MAX
263
95%
100
Q3
85
MEDIAN
72
AVG
70
Q1
57
5%
31
MIN
0
RANGE
263
IQR
28.0
STD
22.2
VAR
492
KURT.
1.21
SKEW
-0.177
SUM
858k
42
open_rv_12m
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
16
(<1%)
ZEROES:
4,355
(36%)
MAX
17.0
95%
4.0
Q3
2.0
AVG
1.4
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
17.0
IQR
2.00
STD
1.57
VAR
2.46
KURT.
6.90
SKEW
1.98
SUM
16,485
43
open_rv_24m
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
28
(<1%)
ZEROES:
1,921
(16%)
MAX
28.0
95%
8.0
Q3
4.0
AVG
2.8
MEDIAN
2.0
Q1
1.0
5%
0.0
MIN
0.0
RANGE
28.0
IQR
3.00
STD
2.67
VAR
7.14
KURT.
7.51
SKEW
2.01
SUM
33,963
44
max_bal_bc
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
8,000
(66%)
ZEROES:
180
(1%)
MAX
70,024
95%
16,825
Q3
8,102
AVG
6,101
MEDIAN
4,707
Q1
2,442
5%
529
MIN
0
RANGE
70,024
IQR
5,660
STD
5,378
VAR
28.9M
KURT.
8.69
SKEW
2.15
SUM
74.3M
45
all_util
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
128
(1%)
ZEROES:
---
MAX
183
95%
87
Q3
70
MEDIAN
58
AVG
58
Q1
45
5%
28
MIN
4
RANGE
179
IQR
25.0
STD
18.3
VAR
334
KURT.
0.359
SKEW
0.101
SUM
703k
46
total_rev_hi_lim
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
1,474
(12%)
ZEROES:
---
MAX
1.5M
95%
0.1M
Q3
0.1M
AVG
0.0M
MEDIAN
0.0M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
1.5M
IQR
33,700
STD
39,151
VAR
1.5B
KURT.
184
SKEW
7.41
SUM
493.1M
47
inq_fi
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
18
(<1%)
ZEROES:
3,563
(29%)
MAX
18.0
95%
5.0
Q3
2.0
AVG
1.5
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
18.0
IQR
2.00
STD
1.60
VAR
2.56
KURT.
8.77
SKEW
2.20
SUM
17,687
48
total_cu_tl
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
34
(<1%)
ZEROES:
6,065
(50%)
MAX
44.0
95%
7.0
Q3
2.0
AVG
1.7
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
44.0
IQR
2.00
STD
2.94
VAR
8.63
KURT.
20.7
SKEW
3.49
SUM
20,698
49
inq_last_12m
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
26
(<1%)
ZEROES:
2,414
(20%)
MAX
40.0
95%
7.0
Q3
3.0
AVG
2.3
MEDIAN
2.0
Q1
1.0
5%
0.0
MIN
0.0
RANGE
40.0
IQR
2.00
STD
2.49
VAR
6.18
KURT.
13.0
SKEW
2.47
SUM
28,365
50
acc_open_past_24mths
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
31
(<1%)
ZEROES:
185
(2%)
MAX
32.0
95%
11.0
Q3
7.0
AVG
5.1
MEDIAN
4.0
Q1
3.0
5%
1.0
MIN
0.0
RANGE
32.0
IQR
4.00
STD
3.33
VAR
11.1
KURT.
4.56
SKEW
1.53
SUM
61,541
51
avg_cur_bal
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
9,396
(77%)
ZEROES:
---
MAX
280k
95%
42k
Q3
18k
AVG
13k
MEDIAN
7k
Q1
3k
5%
1k
MIN
0k
RANGE
280k
IQR
15,050
STD
15,129
VAR
228.9M
KURT.
19.7
SKEW
2.98
SUM
161.3M
52
bc_open_to_buy
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
9,846
(81%)
ZEROES:
118
(<1%)
MAX
278k
95%
52k
Q3
21k
AVG
15k
MEDIAN
9k
Q1
3k
5%
0k
MIN
0k
RANGE
278k
IQR
17,485
STD
18,751
VAR
351.6M
KURT.
12.9
SKEW
2.78
SUM
187.5M
53
bc_util
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
1,048
(9%)
ZEROES:
193
(2%)
MAX
137
95%
96
Q3
74
AVG
50
MEDIAN
49
Q1
28
5%
5
MIN
0
RANGE
137
IQR
45.7
STD
28.0
VAR
786
KURT.
-1.03
SKEW
0.039
SUM
614k
54
chargeoff_within_12_mths
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
3
(<1%)
55
delinq_amnt
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
56
mo_sin_old_il_acct
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
350
(3%)
ZEROES:
1
(<1%)
MAX
477
95%
220
Q3
159
MEDIAN
130
AVG
124
Q1
81
5%
24
MIN
0
RANGE
477
IQR
78.0
STD
59.8
VAR
3,571
KURT.
0.796
SKEW
0.359
SUM
1.5M
57
mo_sin_old_rev_tl_op
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
544
(4%)
ZEROES:
---
MAX
696
95%
358
Q3
212
AVG
164
MEDIAN
148
Q1
90
5%
45
MIN
4
RANGE
692
IQR
122
STD
97.4
VAR
9,485
KURT.
1.74
SKEW
1.18
SUM
2.0M
58
mo_sin_rcnt_rev_tl_op
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
138
(1%)
ZEROES:
207
(2%)
MAX
222
95%
45
Q3
17
AVG
14
MEDIAN
8
Q1
4
5%
1
MIN
0
RANGE
222
IQR
13.0
STD
16.5
VAR
273
KURT.
17.9
SKEW
3.30
SUM
167k
59
mo_sin_rcnt_tl
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
53
(<1%)
ZEROES:
216
(2%)
MAX
86.0
95%
18.0
Q3
9.0
AVG
6.9
MEDIAN
5.0
Q1
3.0
5%
1.0
MIN
0.0
RANGE
86.0
IQR
6.00
STD
6.03
VAR
36.4
KURT.
9.38
SKEW
2.15
SUM
84,184
60
mort_acc
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
16
(<1%)
ZEROES:
5,743
(47%)
MAX
20.0
95%
5.0
Q3
2.0
AVG
1.3
MEDIAN
1.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
20.0
IQR
2.00
STD
1.68
VAR
2.81
KURT.
4.37
SKEW
1.68
SUM
15,764
61
mths_since_recent_bc
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
226
(2%)
ZEROES:
93
(<1%)
MAX
416
95%
74
Q3
29
AVG
23
MEDIAN
13
Q1
6
5%
2
MIN
0
RANGE
416
IQR
23.0
STD
29.9
VAR
896
KURT.
25.1
SKEW
3.92
SUM
278k
62
mths_since_recent_inq
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
25
(<1%)
ZEROES:
940
(8%)
MAX
24.0
95%
19.0
Q3
11.0
AVG
7.2
MEDIAN
6.0
Q1
2.0
5%
0.0
MIN
0.0
RANGE
24.0
IQR
9.00
STD
5.96
VAR
35.5
KURT.
-0.142
SKEW
0.843
SUM
87,863
63
num_accts_ever_120_pd
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
22
(<1%)
ZEROES:
9,392
(77%)
MAX
28.0
95%
3.0
Q3
0.0
AVG
0.5
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
28.0
IQR
0.00
STD
1.46
VAR
2.14
KURT.
45.5
SKEW
5.36
SUM
6,406
64
num_actv_bc_tl
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
25
(<1%)
ZEROES:
181
(1%)
MAX
29.0
95%
9.0
Q3
5.0
AVG
4.0
MEDIAN
3.0
Q1
2.0
5%
1.0
MIN
0.0
RANGE
29.0
IQR
3.00
STD
2.56
VAR
6.53
KURT.
4.72
SKEW
1.55
SUM
48,533
65
num_actv_rev_tl
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
33
(<1%)
ZEROES:
58
(<1%)
MAX
42.0
95%
13.0
Q3
8.0
AVG
5.8
MEDIAN
5.0
Q1
3.0
5%
2.0
MIN
0.0
RANGE
42.0
IQR
5.00
STD
3.53
VAR
12.4
KURT.
4.48
SKEW
1.51
SUM
71,225
66
num_bc_sats
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
31
(<1%)
ZEROES:
---
MAX
33.0
95%
11.0
Q3
7.0
AVG
5.3
MEDIAN
5.0
Q1
3.0
5%
1.0
MIN
1.0
RANGE
32.0
IQR
4.00
STD
3.30
VAR
10.9
KURT.
4.49
SKEW
1.60
SUM
64,146
67
num_bc_tl
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
40
(<1%)
ZEROES:
---
MAX
51.0
95%
16.0
Q3
9.0
AVG
7.3
MEDIAN
6.0
Q1
4.0
5%
2.0
MIN
1.0
RANGE
50.0
IQR
5.00
STD
4.58
VAR
21.0
KURT.
4.63
SKEW
1.61
SUM
89,311
68
num_il_tl
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
65
(<1%)
ZEROES:
---
MAX
68.0
95%
25.0
Q3
13.0
AVG
9.6
MEDIAN
7.5
Q1
4.0
5%
2.0
MIN
1.0
RANGE
67.0
IQR
9.00
STD
7.83
VAR
61.3
KURT.
6.12
SKEW
2.01
SUM
117k
69
num_op_rev_tl
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
47
(<1%)
ZEROES:
---
MAX
59.0
95%
19.0
Q3
11.0
AVG
8.7
MEDIAN
8.0
Q1
5.0
5%
3.0
MIN
1.0
RANGE
58.0
IQR
6.00
STD
5.14
VAR
26.4
KURT.
4.75
SKEW
1.60
SUM
106k
70
num_rev_accts
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
64
(<1%)
ZEROES:
---
MAX
77.0
95%
28.0
Q3
17.0
AVG
13.3
MEDIAN
11.0
Q1
8.0
5%
4.0
MIN
2.0
RANGE
75.0
IQR
9.00
STD
8.00
VAR
64.0
KURT.
4.25
SKEW
1.57
SUM
162k
71
num_rev_tl_bal_gt_0
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
33
(<1%)
ZEROES:
57
(<1%)
MAX
42.0
95%
13.0
Q3
8.0
AVG
5.9
MEDIAN
5.0
Q1
3.0
5%
2.0
MIN
0.0
RANGE
42.0
IQR
5.00
STD
3.53
VAR
12.5
KURT.
4.48
SKEW
1.51
SUM
71,300
72
num_sats
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
52
(<1%)
ZEROES:
---
MAX
65.0
95%
24.0
Q3
16.0
AVG
12.7
MEDIAN
11.0
Q1
8.0
5%
5.0
MIN
2.0
RANGE
63.0
IQR
8.00
STD
6.15
VAR
37.9
KURT.
3.80
SKEW
1.43
SUM
154k
73
num_tl_120dpd_2m
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
1
(<1%)
74
num_tl_30dpd
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
75
num_tl_90g_dpd_24m
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
13
(<1%)
ZEROES:
11,684
(96%)
MAX
15.0
95%
0.0
Q3
0.0
AVG
0.1
MEDIAN
0.0
Q1
0.0
5%
0.0
MIN
0.0
RANGE
15.0
IQR
0.00
STD
0.425
VAR
0.181
KURT.
342
SKEW
14.7
SUM
771
76
num_tl_op_past_12m
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
20
(<1%)
ZEROES:
1,835
(15%)
MAX
20.0
95%
6.0
Q3
3.0
AVG
2.4
MEDIAN
2.0
Q1
1.0
5%
0.0
MIN
0.0
RANGE
20.0
IQR
2.00
STD
1.99
VAR
3.95
KURT.
3.89
SKEW
1.44
SUM
28,780
77
pct_tl_nvr_dlq
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
303
(2%)
ZEROES:
---
MAX
100.0
95%
100.0
Q3
100.0
MEDIAN
100.0
AVG
94.5
Q1
92.3
5%
75.0
MIN
22.2
RANGE
77.8
IQR
7.70
STD
8.89
VAR
79.0
KURT.
7.23
SKEW
-2.38
SUM
1.2M
78
percent_bc_gt_75
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
110
(<1%)
ZEROES:
4,328
(36%)
MAX
100
95%
100
Q3
54
AVG
33
MEDIAN
25
Q1
0
5%
0
MIN
0
RANGE
100
IQR
54.5
STD
33.9
VAR
1,148
KURT.
-0.756
SKEW
0.705
SUM
403k
79
pub_rec_bankruptcies
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
5
(<1%)
80
tax_liens
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
1
(<1%)
81
tot_hi_cred_lim
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
11,563
(95%)
ZEROES:
---
MAX
3.1M
95%
0.6M
Q3
0.3M
AVG
0.2M
MEDIAN
0.1M
Q1
0.1M
5%
0.0M
MIN
0.0M
RANGE
3.1M
IQR
223k
STD
192k
VAR
37.0B
KURT.
12.1
SKEW
2.38
SUM
2.4B
82
total_bal_ex_mort
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
11,569
(95%)
ZEROES:
---
MAX
918k
95%
165k
Q3
78k
AVG
62k
MEDIAN
46k
Q1
27k
5%
12k
MIN
1k
RANGE
917k
IQR
50,866
STD
58,987
VAR
3.5B
KURT.
21.7
SKEW
3.52
SUM
760.1M
83
total_bc_limit
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
1,154
(9%)
ZEROES:
---
MAX
285k
95%
78k
Q3
37k
AVG
28k
MEDIAN
21k
Q1
11k
5%
4k
MIN
0k
RANGE
285k
IQR
26,100
STD
25,332
VAR
641.7M
KURT.
7.34
SKEW
2.18
SUM
341.5M
84
total_il_high_credit_limit
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
10,308
(85%)
ZEROES:
---
MAX
1.3M
95%
0.1M
Q3
0.1M
AVG
0.1M
MEDIAN
0.0M
Q1
0.0M
5%
0.0M
MIN
0.0M
RANGE
1.3M
IQR
49,834
STD
52,075
VAR
2.7B
KURT.
41.9
SKEW
3.83
SUM
684.8M
85
hardship_flag
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
86
debt_settlement_flag
VALUES:
12,180
(100%)
MISSING:
---
DISTINCT:
2
(<1%)
Associations
[Only including dataset "DataFrame"]
■ Squares are categorical associations (uncertainty coefficient & correlation ratio) from 0 to 1. The uncertainty coefficient is assymmetrical, (i.e. ROW LABEL values indicate how much they PROVIDE INFORMATION to each LABEL at the TOP).

• Circles are the symmetrical numerical correlations (Pearson's) from -1 to 1. The trivial diagonal is intentionally left blank for clarity.
Associations
[Only including dataset "None"]
■ Squares are categorical associations (uncertainty coefficient & correlation ratio) from 0 to 1. The uncertainty coefficient is assymmetrical, (i.e. ROW LABEL values indicate how much they PROVIDE INFORMATION to each LABEL at the TOP).

• Circles are the symmetrical numerical correlations (Pearson's) from -1 to 1. The trivial diagonal is intentionally left blank for clarity.
Unnamed: 0
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
df_index
1.00
total_rec_int
0.18
total_pymnt
0.17
total_pymnt_inv
0.17
total_rec_prncp
0.12
int_rate
0.09
mths_since_recent_inq
-0.05
open_acc_6m
0.05
mort_acc
-0.05
mo_sin_old_rev_tl_op
-0.04
out_prncp
-0.04
out_prncp_inv
-0.04
num_actv_bc_tl
0.04
mo_sin_rcnt_tl
-0.04

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.18
home_ownership
0.08
initial_list_status
0.07
inq_last_6mths
0.07
hardship_flag
0.04
verification_status
0.04
open_il_12m
0.03
application_type
0.02
collections_12_mths_ex_med
0.02
pub_rec
0.02
pub_rec_bankruptcies
0.02
delinq_amnt
0.01
chargeoff_within_12_mths
0.01
debt_settlement_flag
0.01
MOST FREQUENT VALUES
327680
1
<0.1%
80546
1
<0.1%
23190
1
<0.1%
234962
1
<0.1%
238199
1
<0.1%
225947
1
<0.1%
16007
1
<0.1%
6814
1
<0.1%
199611
1
<0.1%
92832
1
<0.1%
238241
1
<0.1%
201202
1
<0.1%
242766
1
<0.1%
334711
1
<0.1%
82597
1
<0.1%
SMALLEST VALUES
24
1
<0.1%
40
1
<0.1%
162
1
<0.1%
187
1
<0.1%
294
1
<0.1%
453
1
<0.1%
533
1
<0.1%
609
1
<0.1%
663
1
<0.1%
794
1
<0.1%
805
1
<0.1%
807
1
<0.1%
810
1
<0.1%
846
1
<0.1%
851
1
<0.1%
LARGEST VALUES
355312
1
<0.1%
355307
1
<0.1%
355234
1
<0.1%
355183
1
<0.1%
355153
1
<0.1%
355063
1
<0.1%
355060
1
<0.1%
355050
1
<0.1%
355002
1
<0.1%
354973
1
<0.1%
354944
1
<0.1%
354912
1
<0.1%
354897
1
<0.1%
354872
1
<0.1%
354848
1
<0.1%
df_index
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
Unnamed: 0
1.00
total_rec_int
0.18
total_pymnt
0.17
total_pymnt_inv
0.17
total_rec_prncp
0.12
int_rate
0.09
mths_since_recent_inq
-0.05
open_acc_6m
0.05
mort_acc
-0.05
mo_sin_old_rev_tl_op
-0.04
out_prncp
-0.04
out_prncp_inv
-0.04
num_actv_bc_tl
0.04
mo_sin_rcnt_tl
-0.04

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.18
home_ownership
0.08
initial_list_status
0.07
inq_last_6mths
0.07
hardship_flag
0.04
verification_status
0.04
open_il_12m
0.03
application_type
0.02
collections_12_mths_ex_med
0.02
pub_rec
0.02
pub_rec_bankruptcies
0.02
delinq_amnt
0.01
chargeoff_within_12_mths
0.01
debt_settlement_flag
0.01
MOST FREQUENT VALUES
327680
1
<0.1%
80546
1
<0.1%
23190
1
<0.1%
234962
1
<0.1%
238199
1
<0.1%
225947
1
<0.1%
16007
1
<0.1%
6814
1
<0.1%
199611
1
<0.1%
92832
1
<0.1%
238241
1
<0.1%
201202
1
<0.1%
242766
1
<0.1%
334711
1
<0.1%
82597
1
<0.1%
SMALLEST VALUES
24
1
<0.1%
40
1
<0.1%
162
1
<0.1%
187
1
<0.1%
294
1
<0.1%
453
1
<0.1%
533
1
<0.1%
609
1
<0.1%
663
1
<0.1%
794
1
<0.1%
805
1
<0.1%
807
1
<0.1%
810
1
<0.1%
846
1
<0.1%
851
1
<0.1%
LARGEST VALUES
355312
1
<0.1%
355307
1
<0.1%
355234
1
<0.1%
355183
1
<0.1%
355153
1
<0.1%
355063
1
<0.1%
355060
1
<0.1%
355050
1
<0.1%
355002
1
<0.1%
354973
1
<0.1%
354944
1
<0.1%
354912
1
<0.1%
354897
1
<0.1%
354872
1
<0.1%
354848
1
<0.1%
loan_amnt
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
out_prncp
0.94
out_prncp_inv
0.94
installment
0.93
total_pymnt_inv
0.68
total_pymnt
0.68
total_rec_int
0.65
total_rec_prncp
0.55
max_bal_bc
0.37
total_bc_limit
0.35
total_rev_hi_lim
0.31
revol_bal
0.31
tot_hi_cred_lim
0.30
last_pymnt_amnt
0.28
tot_cur_bal
0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
0.17
home_ownership
0.16
application_type
0.15
initial_list_status
0.11
pub_rec
0.07
pub_rec_bankruptcies
0.07
loan_status
0.06
hardship_flag
0.06
inq_last_6mths
0.04
open_il_12m
0.04
collections_12_mths_ex_med
0.02
delinq_amnt
0.02
debt_settlement_flag
0.01
acc_now_delinq
0.00
MOST FREQUENT VALUES
10000.0
1,042
8.6%
20000.0
695
5.7%
15000.0
588
4.8%
40000.0
580
4.8%
12000.0
466
3.8%
30000.0
458
3.8%
25000.0
430
3.5%
16000.0
336
2.8%
35000.0
332
2.7%
5000.0
300
2.5%
8000.0
290
2.4%
24000.0
281
2.3%
6000.0
251
2.1%
18000.0
203
1.7%
10625.0
185
1.5%
SMALLEST VALUES
1000.0
47
0.4%
1100.0
1
<0.1%
1200.0
20
0.2%
1250.0
1
<0.1%
1275.0
1
<0.1%
1400.0
2
<0.1%
1450.0
1
<0.1%
1500.0
13
0.1%
1600.0
12
<0.1%
1700.0
2
<0.1%
1800.0
8
<0.1%
1950.0
1
<0.1%
2000.0
55
0.5%
2025.0
1
<0.1%
2075.0
1
<0.1%
LARGEST VALUES
40000.0
580
4.8%
39875.0
1
<0.1%
39800.0
1
<0.1%
39775.0
1
<0.1%
39550.0
1
<0.1%
39500.0
4
<0.1%
39450.0
1
<0.1%
39425.0
1
<0.1%
39350.0
2
<0.1%
39325.0
1
<0.1%
39225.0
1
<0.1%
39200.0
1
<0.1%
39125.0
1
<0.1%
39000.0
6
<0.1%
38975.0
1
<0.1%
int_rate
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rec_int
0.42
all_util
0.29
bc_open_to_buy
-0.27
percent_bc_gt_75
0.26
bc_util
0.26
total_rec_prncp
-0.23
total_bc_limit
-0.22
total_rev_hi_lim
-0.18
il_util
0.13
pct_tl_nvr_dlq
-0.12
tot_hi_cred_lim
-0.11
open_il_24m
0.11
mo_sin_old_rev_tl_op
-0.11
inq_fi
0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.24
verification_status
0.16
open_il_12m
0.11
inq_last_6mths
0.09
home_ownership
0.08
application_type
0.07
hardship_flag
0.04
initial_list_status
0.04
collections_12_mths_ex_med
0.03
acc_now_delinq
0.02
num_tl_30dpd
0.02
pub_rec
0.01
pub_rec_bankruptcies
0.01
delinq_amnt
0.01
MOST FREQUENT VALUES
0.0819
916
7.5%
0.124
765
6.3%
0.0881
691
5.7%
0.1308
670
5.5%
0.1033
583
4.8%
0.1773999999999999
568
4.7%
0.0646
546
4.5%
0.1101999999999999
525
4.3%
0.2055
498
4.1%
0.1171
482
4.0%
0.143
421
3.5%
0.1612
415
3.4%
0.2
414
3.4%
0.0756
403
3.3%
0.1524
380
3.1%
SMALLEST VALUES
0.06
3
<0.1%
0.0646
546
4.5%
0.0702
370
3.0%
0.0756
403
3.3%
0.0819
916
7.5%
0.0881
691
5.7%
0.1033
583
4.8%
0.1072
84
0.7%
0.1101999999999999
525
4.3%
0.1131
53
0.4%
0.1171
482
4.0%
0.118
127
1.0%
0.124
765
6.3%
0.1298
94
0.8%
0.1308
670
5.5%
LARGEST VALUES
0.3084
1
<0.1%
0.29
3
<0.1%
0.2897
1
<0.1%
0.289
2
<0.1%
0.288
239
2.0%
0.2727
27
0.2%
0.2631
12
<0.1%
0.2565
140
1.1%
0.2534
10
<0.1%
0.25
99
0.8%
0.2437
7
<0.1%
0.2339999999999999
20
0.2%
0.2305
291
2.4%
0.225
212
1.7%
0.2235
17
0.1%
installment
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
loan_amnt
0.93
out_prncp
0.83
out_prncp_inv
0.83
total_pymnt_inv
0.72
total_pymnt
0.72
total_rec_int
0.63
total_rec_prncp
0.61
max_bal_bc
0.36
total_bc_limit
0.31
revol_bal
0.31
last_pymnt_amnt
0.29
total_rev_hi_lim
0.28
tot_hi_cred_lim
0.26
total_bal_ex_mort
0.24

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
0.16
application_type
0.13
home_ownership
0.12
loan_status
0.10
initial_list_status
0.08
hardship_flag
0.06
pub_rec
0.06
pub_rec_bankruptcies
0.06
inq_last_6mths
0.03
open_il_12m
0.03
delinq_amnt
0.02
debt_settlement_flag
0.01
collections_12_mths_ex_med
0.01
chargeoff_within_12_mths
0.00
MOST FREQUENT VALUES
1225.24
77
0.6%
306.31
64
0.5%
360.23
58
0.5%
317.12
45
0.4%
314.25
45
0.4%
897.89
43
0.4%
311.34
41
0.3%
471.37
40
0.3%
334.06
37
0.3%
308.87
35
0.3%
330.76
35
0.3%
327.49
35
0.3%
911.77
34
0.3%
337.33
33
0.3%
180.12
33
0.3%
SMALLEST VALUES
30.89
1
<0.1%
31.14
3
<0.1%
31.43
4
<0.1%
31.72
1
<0.1%
33.08
3
<0.1%
33.74
4
<0.1%
34.25
1
<0.1%
34.33
1
<0.1%
34.54
1
<0.1%
34.79
1
<0.1%
35.22
3
<0.1%
35.23
2
<0.1%
35.36
1
<0.1%
35.63
2
<0.1%
35.75
1
<0.1%
LARGEST VALUES
1671.88
1
<0.1%
1590.4
3
<0.1%
1549.44
1
<0.1%
1537.99
1
<0.1%
1504.75
1
<0.1%
1497.78
3
<0.1%
1486.55
1
<0.1%
1482.62
1
<0.1%
1458.57
1
<0.1%
1445.5
1
<0.1%
1440.89
1
<0.1%
1439.91
1
<0.1%
1433.19
1
<0.1%
1429.9
2
<0.1%
1409.99
1
<0.1%
home_ownership
MISSING:
---
TOP CATEGORIES
MORTGAGE
5,800
48%
RENT
4,944
41%
OWN
1,371
11%
ANY
65
<1%
ALL
12,180
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
home_ownership
PROVIDES INFORMATION ON...
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
num_tl_120dpd_2m
1.00
tax_liens
1.00
acc_now_delinq
0.09
num_tl_30dpd
0.09
delinq_amnt
0.07
application_type
0.02
debt_settlement_flag
0.02
chargeoff_within_12_mths
0.01
collections_12_mths_ex_med
0.00
verification_status
0.00

THESE FEATURES
GIVE INFORMATION
ON home_ownership:
application_type
0.01
open_il_12m
0.00
verification_status
0.00
loan_status
0.00
inq_last_6mths
0.00
initial_list_status
0.00
collections_12_mths_ex_med
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
hardship_flag
0.00
chargeoff_within_12_mths
0.00
acc_now_delinq
0.00
num_tl_30dpd
0.00
delinq_amnt
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
CORRELATION RATIO WITH...
mort_acc
0.55
tot_hi_cred_lim
0.53
tot_cur_bal
0.53
avg_cur_bal
0.49
total_acc
0.21
mo_sin_old_rev_tl_op
0.20
mo_sin_old_il_acct
0.17
revol_bal
0.17
total_rev_hi_lim
0.17
total_bal_ex_mort
0.16
loan_amnt
0.16
total_il_high_credit_limit
0.16
out_prncp_inv
0.14
out_prncp
0.14
annual_inc
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_hi_cred_lim
0.19
tot_cur_bal
0.18
max_bal_bc
0.16
total_bal_ex_mort
0.16
revol_bal
0.15
avg_cur_bal
0.14
total_il_high_credit_limit
0.14
total_bc_limit
0.14
total_rev_hi_lim
0.14
loan_amnt
0.13
installment
0.13
out_prncp_inv
0.11
out_prncp
0.11
mort_acc
0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.07
verification_status
0.04
open_il_12m
0.04
application_type
0.04
inq_last_6mths
0.03
pub_rec
0.03
pub_rec_bankruptcies
0.03
initial_list_status
0.01
loan_status
0.01
hardship_flag
0.00
collections_12_mths_ex_med
0.00
chargeoff_within_12_mths
0.00
delinq_amnt
0.00
acc_now_delinq
0.00
MOST FREQUENT VALUES
60000.0
423
3.5%
75000.0
390
3.2%
65000.0
388
3.2%
80000.0
368
3.0%
50000.0
366
3.0%
70000.0
341
2.8%
40000.0
321
2.6%
100000.0
301
2.5%
90000.0
274
2.2%
120000.0
263
2.2%
85000.0
261
2.1%
55000.0
249
2.0%
45000.0
240
2.0%
110000.0
194
1.6%
150000.0
181
1.5%
SMALLEST VALUES
500.0
1
<0.1%
842.0
1
<0.1%
1000.0
2
<0.1%
1500.0
1
<0.1%
3600.0
1
<0.1%
5000.0
2
<0.1%
5500.0
1
<0.1%
6000.0
2
<0.1%
7000.0
2
<0.1%
7200.0
1
<0.1%
8000.0
1
<0.1%
8500.0
1
<0.1%
9180.0
1
<0.1%
9600.0
1
<0.1%
9958.0
1
<0.1%
LARGEST VALUES
9682505.0
1
<0.1%
9500000.0
1
<0.1%
8104800.0
1
<0.1%
7069776.0
1
<0.1%
2160000.0
1
<0.1%
1287000.0
1
<0.1%
1120000.0
1
<0.1%
1082815.0
1
<0.1%
960000.0
1
<0.1%
956252.0
1
<0.1%
932500.0
1
<0.1%
900000.0
1
<0.1%
850000.0
1
<0.1%
840000.0
1
<0.1%
800000.0
1
<0.1%
verification_status
MISSING:
---
TOP CATEGORIES
Not Verified
5,301
44%
Source Verified
4,881
40%
Verified
1,998
16%
ALL
12,180
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
verification_status
PROVIDES INFORMATION ON...
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
num_tl_120dpd_2m
1.00
tax_liens
1.00
delinq_amnt
0.17
acc_now_delinq
0.08
num_tl_30dpd
0.08
application_type
0.04
debt_settlement_flag
0.02
chargeoff_within_12_mths
0.01
collections_12_mths_ex_med
0.00
initial_list_status
0.00

THESE FEATURES
GIVE INFORMATION
ON verification_status:
application_type
0.02
open_il_12m
0.00
home_ownership
0.00
initial_list_status
0.00
inq_last_6mths
0.00
loan_status
0.00
collections_12_mths_ex_med
0.00
chargeoff_within_12_mths
0.00
delinq_amnt
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
debt_settlement_flag
0.00
acc_now_delinq
0.00
num_tl_30dpd
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
CORRELATION RATIO WITH...
total_rec_int
0.20
loan_amnt
0.17
out_prncp_inv
0.17
out_prncp
0.17
installment
0.16
int_rate
0.16
total_pymnt_inv
0.14
total_pymnt
0.14
dti
0.10
all_util
0.10
open_il_24m
0.09
tot_cur_bal
0.08
acc_open_past_24mths
0.08
total_il_high_credit_limit
0.08
loan_status
MISSING:
---
TOP CATEGORIES
high_risk
6,090
50%
low_risk
6,090
50%
ALL
12,180
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
loan_status
PROVIDES INFORMATION ON...
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
num_tl_120dpd_2m
1.00
tax_liens
1.00
debt_settlement_flag
0.08
acc_now_delinq
0.07
delinq_amnt
0.07
num_tl_30dpd
0.07
hardship_flag
0.03
collections_12_mths_ex_med
0.00
inq_last_6mths
0.00
home_ownership
0.00

THESE FEATURES
GIVE INFORMATION
ON loan_status:
inq_last_6mths
0.01
hardship_flag
0.01
home_ownership
0.00
open_il_12m
0.00
verification_status
0.00
application_type
0.00
initial_list_status
0.00
collections_12_mths_ex_med
0.00
debt_settlement_flag
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
acc_now_delinq
0.00
delinq_amnt
0.00
num_tl_30dpd
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
CORRELATION RATIO WITH...
int_rate
0.24
total_rec_int
0.21
Unnamed: 0
0.18
df_index
0.18
total_rec_late_fee
0.12
out_prncp_inv
0.10
out_prncp
0.10
installment
0.10
acc_open_past_24mths
0.09
num_tl_op_past_12m
0.08
mths_since_recent_inq
0.08
inq_last_12m
0.08
total_bc_limit
0.08
open_rv_24m
0.07
pymnt_plan
MISSING:
---
TOP CATEGORIES
n
12,180
100%
ALL
12,180
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
pymnt_plan
PROVIDES INFORMATION ON...
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
num_tl_120dpd_2m
1.00
tax_liens
1.00
debt_settlement_flag
0.00
initial_list_status
0.00
home_ownership
0.00
verification_status
0.00
loan_status
0.00
pub_rec
0.00
application_type
0.00
open_il_12m
0.00
chargeoff_within_12_mths
0.00

THESE FEATURES
GIVE INFORMATION
ON pymnt_plan:
home_ownership
1.00
verification_status
1.00
loan_status
1.00
inq_last_6mths
1.00
pub_rec
1.00
initial_list_status
1.00
recoveries
1.00
collection_recovery_fee
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
application_type
1.00
acc_now_delinq
1.00
open_il_12m
1.00
chargeoff_within_12_mths
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pymnt_plan
CORRELATION RATIO WITH...
Unnamed: 0
0.00
df_index
0.00
loan_amnt
0.00
int_rate
0.00
installment
0.00
annual_inc
0.00
dti
0.00
delinq_2yrs
0.00
open_acc
0.00
revol_bal
0.00
total_acc
0.00
out_prncp
0.00
out_prncp_inv
0.00
total_pymnt
0.00
dti
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_il_high_credit_limit
0.12
total_bal_ex_mort
0.10
total_bal_il
0.09
annual_inc
-0.08
open_acc
0.08
num_sats
0.08
total_rec_int
0.08
num_actv_rev_tl
0.08
num_rev_tl_bal_gt_0
0.08
int_rate
0.08
open_act_il
0.07
total_acc
0.07
open_il_24m
0.07
max_bal_bc
0.07

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type
0.25
verification_status
0.10
open_il_12m
0.04
home_ownership
0.03
inq_last_6mths
0.03
collections_12_mths_ex_med
0.02
loan_status
0.02
pub_rec
0.01
pub_rec_bankruptcies
0.01
initial_list_status
0.01
hardship_flag
0.01
chargeoff_within_12_mths
0.00
delinq_amnt
0.00
debt_settlement_flag
0.00
MOST FREQUENT VALUES
18.29
13
0.1%
20.01
13
0.1%
19.48
13
0.1%
15.47
13
0.1%
22.06
13
0.1%
19.11
12
<0.1%
17.89
12
<0.1%
21.67
12
<0.1%
21.4
12
<0.1%
15.02
12
<0.1%
17.48
11
<0.1%
17.85
11
<0.1%
11.72
11
<0.1%
17.05
11
<0.1%
18.2
11
<0.1%
SMALLEST VALUES
0.1
1
<0.1%
0.13
1
<0.1%
0.23
1
<0.1%
0.43
1
<0.1%
1.19
1
<0.1%
1.2
1
<0.1%
1.25
1
<0.1%
1.31
1
<0.1%
1.32
1
<0.1%
1.39
1
<0.1%
1.59
1
<0.1%
1.63
1
<0.1%
1.71
1
<0.1%
1.78
1
<0.1%
1.79
1
<0.1%
LARGEST VALUES
999.0
2
<0.1%
940.0
1
<0.1%
831.01
1
<0.1%
725.71
1
<0.1%
527.71
1
<0.1%
492.31
1
<0.1%
369.66
1
<0.1%
356.77
1
<0.1%
317.2
1
<0.1%
305.33
1
<0.1%
279.75
1
<0.1%
278.28
1
<0.1%
275.99
1
<0.1%
259.0
1
<0.1%
250.4
1
<0.1%
delinq_2yrs
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_tl_90g_dpd_24m
0.64
pct_tl_nvr_dlq
-0.43
num_accts_ever_120_pd
0.19
int_rate
0.10
total_acc
0.09
mo_sin_old_rev_tl_op
0.08
num_il_tl
0.08
mo_sin_old_il_acct
0.08
total_bc_limit
-0.08
acc_open_past_24mths
-0.07
mths_since_recent_bc
0.06
max_bal_bc
-0.06
open_rv_24m
-0.06
bc_open_to_buy
-0.06

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
chargeoff_within_12_mths
0.12
collections_12_mths_ex_med
0.05
open_il_12m
0.05
home_ownership
0.05
pub_rec
0.04
pub_rec_bankruptcies
0.04
loan_status
0.04
verification_status
0.02
inq_last_6mths
0.01
application_type
0.01
initial_list_status
0.01
acc_now_delinq
0.01
delinq_amnt
0.01
num_tl_30dpd
0.01
MOST FREQUENT VALUES
0.0
10,234
84.0%
1.0
1,341
11.0%
2.0
371
3.0%
3.0
109
0.9%
4.0
52
0.4%
5.0
26
0.2%
6.0
15
0.1%
7.0
11
<0.1%
9.0
6
<0.1%
10.0
4
<0.1%
8.0
4
<0.1%
11.0
3
<0.1%
14.0
2
<0.1%
15.0
1
<0.1%
13.0
1
<0.1%
SMALLEST VALUES
0.0
10,234
84.0%
1.0
1,341
11.0%
2.0
371
3.0%
3.0
109
0.9%
4.0
52
0.4%
5.0
26
0.2%
6.0
15
0.1%
7.0
11
<0.1%
8.0
4
<0.1%
9.0
6
<0.1%
10.0
4
<0.1%
11.0
3
<0.1%
13.0
1
<0.1%
14.0
2
<0.1%
15.0
1
<0.1%
LARGEST VALUES
15.0
1
<0.1%
14.0
2
<0.1%
13.0
1
<0.1%
11.0
3
<0.1%
10.0
4
<0.1%
9.0
6
<0.1%
8.0
4
<0.1%
7.0
11
<0.1%
6.0
15
0.1%
5.0
26
0.2%
4.0
52
0.4%
3.0
109
0.9%
2.0
371
3.0%
1.0
1,341
11.0%
0.0
10,234
84.0%
inq_last_6mths
MISSING:
---
TOP CATEGORIES
0.0
7,198
59%
1.0
3,565
29%
2.0
1,025
8%
3.0
301
2%
4.0
73
<1%
5.0
18
<1%
ALL
12,180
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
inq_last_6mths
PROVIDES INFORMATION ON...
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
num_tl_120dpd_2m
1.00
tax_liens
1.00
acc_now_delinq
0.05
delinq_amnt
0.05
num_tl_30dpd
0.05
open_il_12m
0.02
debt_settlement_flag
0.02
chargeoff_within_12_mths
0.01
pub_rec
0.01
pub_rec_bankruptcies
0.01

THESE FEATURES
GIVE INFORMATION
ON inq_last_6mths:
open_il_12m
0.02
loan_status
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
home_ownership
0.00
verification_status
0.00
application_type
0.00
chargeoff_within_12_mths
0.00
hardship_flag
0.00
collections_12_mths_ex_med
0.00
initial_list_status
0.00
debt_settlement_flag
0.00
acc_now_delinq
0.00
delinq_amnt
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
CORRELATION RATIO WITH...
mths_since_recent_inq
0.64
open_acc_6m
0.46
inq_last_12m
0.46
num_tl_op_past_12m
0.36
acc_open_past_24mths
0.32
open_rv_12m
0.31
mo_sin_rcnt_tl
0.30
open_rv_24m
0.29
inq_fi
0.24
mo_sin_rcnt_rev_tl_op
0.20
num_op_rev_tl
0.20
num_rev_accts
0.19
open_acc
0.19
num_sats
0.19
open_acc
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_sats
1.00
num_op_rev_tl
0.85
total_acc
0.73
num_rev_accts
0.72
num_bc_sats
0.71
num_rev_tl_bal_gt_0
0.70
num_actv_rev_tl
0.70
num_bc_tl
0.64
num_actv_bc_tl
0.59
open_act_il
0.52
acc_open_past_24mths
0.51
open_rv_24m
0.47
total_rev_hi_lim
0.45
total_bc_limit
0.44

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.19
open_il_12m
0.17
home_ownership
0.14
pub_rec
0.04
pub_rec_bankruptcies
0.04
verification_status
0.04
application_type
0.03
collections_12_mths_ex_med
0.03
initial_list_status
0.03
acc_now_delinq
0.01
num_tl_30dpd
0.01
hardship_flag
0.01
loan_status
0.01
chargeoff_within_12_mths
0.01
MOST FREQUENT VALUES
10.0
990
8.1%
11.0
977
8.0%
8.0
964
7.9%
9.0
942
7.7%
12.0
869
7.1%
13.0
815
6.7%
7.0
796
6.5%
14.0
689
5.7%
6.0
660
5.4%
15.0
588
4.8%
16.0
487
4.0%
5.0
460
3.8%
17.0
445
3.7%
18.0
341
2.8%
19.0
320
2.6%
SMALLEST VALUES
2.0
12
<0.1%
3.0
87
0.7%
4.0
231
1.9%
5.0
460
3.8%
6.0
660
5.4%
7.0
796
6.5%
8.0
964
7.9%
9.0
942
7.7%
10.0
990
8.1%
11.0
977
8.0%
12.0
869
7.1%
13.0
815
6.7%
14.0
689
5.7%
15.0
588
4.8%
16.0
487
4.0%
LARGEST VALUES
65.0
1
<0.1%
60.0
1
<0.1%
59.0
2
<0.1%
58.0
1
<0.1%
53.0
1
<0.1%
51.0
2
<0.1%
48.0
1
<0.1%
47.0
1
<0.1%
45.0
3
<0.1%
44.0
3
<0.1%
43.0
3
<0.1%
42.0
4
<0.1%
41.0
2
<0.1%
40.0
9
<0.1%
39.0
6
<0.1%
pub_rec
MISSING:
---
TOP CATEGORIES
0.0
10,796
89%
1.0
1,361
11%
2.0
19
<1%
4.0
2
<1%
3.0
2
<1%
ALL
12,180
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
pub_rec
PROVIDES INFORMATION ON...
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
num_tl_120dpd_2m
1.00
pub_rec_bankruptcies
1.00
tax_liens
1.00
acc_now_delinq
0.01
delinq_amnt
0.01
num_tl_30dpd
0.01
chargeoff_within_12_mths
0.00
debt_settlement_flag
0.00
collections_12_mths_ex_med
0.00
inq_last_6mths
0.00

THESE FEATURES
GIVE INFORMATION
ON pub_rec:
pub_rec_bankruptcies
1.00
inq_last_6mths
0.01
open_il_12m
0.00
initial_list_status
0.00
collections_12_mths_ex_med
0.00
home_ownership
0.00
loan_status
0.00
application_type
0.00
chargeoff_within_12_mths
0.00
verification_status
0.00
hardship_flag
0.00
debt_settlement_flag
0.00
acc_now_delinq
0.00
delinq_amnt
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pub_rec
CORRELATION RATIO WITH...
open_rv_24m
0.11
max_bal_bc
0.11
acc_open_past_24mths
0.11
total_bc_limit
0.11
pct_tl_nvr_dlq
0.09
revol_bal
0.08
open_rv_12m
0.08
inq_fi
0.08
inq_last_12m
0.08
total_rev_hi_lim
0.07
num_tl_op_past_12m
0.07
mo_sin_rcnt_rev_tl_op
0.07
total_pymnt
0.07
total_pymnt_inv
0.07
revol_bal
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rev_hi_lim
0.72
max_bal_bc
0.57
total_bal_ex_mort
0.50
total_bc_limit
0.49
tot_hi_cred_lim
0.48
tot_cur_bal
0.44
num_rev_tl_bal_gt_0
0.34
num_actv_rev_tl
0.34
num_actv_bc_tl
0.34
installment
0.31
loan_amnt
0.31
num_bc_sats
0.28
avg_cur_bal
0.27
num_bc_tl
0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.17
pub_rec
0.08
pub_rec_bankruptcies
0.08
open_il_12m
0.05
initial_list_status
0.04
inq_last_6mths
0.03
loan_status
0.03
verification_status
0.03
collections_12_mths_ex_med
0.03
application_type
0.01
chargeoff_within_12_mths
0.01
debt_settlement_flag
0.01
hardship_flag
0.01
delinq_amnt
0.01
MOST FREQUENT VALUES
0.0
57
0.5%
8436.0
5
<0.1%
2323.0
5
<0.1%
8661.0
5
<0.1%
6112.0
5
<0.1%
6663.0
4
<0.1%
5768.0
4
<0.1%
19414.0
4
<0.1%
3254.0
4
<0.1%
23777.0
4
<0.1%
12509.0
4
<0.1%
12130.0
4
<0.1%
2843.0
4
<0.1%
9229.0
4
<0.1%
5924.0
4
<0.1%
SMALLEST VALUES
0.0
57
0.5%
1.0
1
<0.1%
4.0
2
<0.1%
6.0
1
<0.1%
10.0
1
<0.1%
12.0
1
<0.1%
13.0
1
<0.1%
14.0
1
<0.1%
16.0
1
<0.1%
18.0
1
<0.1%
19.0
3
<0.1%
22.0
1
<0.1%
24.0
1
<0.1%
25.0
2
<0.1%
27.0
1
<0.1%
LARGEST VALUES
506260.0
1
<0.1%
443331.0
1
<0.1%
428445.0
1
<0.1%
404913.0
1
<0.1%
402398.0
1
<0.1%
389574.0
1
<0.1%
369237.0
1
<0.1%
346585.0
1
<0.1%
326885.0
1
<0.1%
326619.0
1
<0.1%
318120.0
1
<0.1%
309294.0
1
<0.1%
307215.0
1
<0.1%
289105.0
1
<0.1%
282998.0
1
<0.1%
total_acc
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_rev_accts
0.76
num_il_tl
0.74
open_acc
0.73
num_sats
0.73
num_bc_tl
0.62
num_op_rev_tl
0.60
total_bal_ex_mort
0.47
num_bc_sats
0.47
total_il_high_credit_limit
0.46
num_rev_tl_bal_gt_0
0.45
num_actv_rev_tl
0.45
acc_open_past_24mths
0.44
total_bal_il
0.44
open_act_il
0.39

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.25
home_ownership
0.21
inq_last_6mths
0.17
verification_status
0.04
pub_rec
0.04
pub_rec_bankruptcies
0.04
initial_list_status
0.03
application_type
0.02
collections_12_mths_ex_med
0.01
chargeoff_within_12_mths
0.01
hardship_flag
0.01
acc_now_delinq
0.01
num_tl_30dpd
0.01
debt_settlement_flag
0.00
MOST FREQUENT VALUES
20.0
488
4.0%
19.0
462
3.8%
16.0
456
3.7%
17.0
453
3.7%
15.0
445
3.7%
18.0
444
3.6%
13.0
441
3.6%
14.0
436
3.6%
22.0
429
3.5%
21.0
416
3.4%
23.0
415
3.4%
12.0
383
3.1%
25.0
371
3.0%
24.0
346
2.8%
27.0
341
2.8%
SMALLEST VALUES
3.0
12
<0.1%
4.0
42
0.3%
5.0
77
0.6%
6.0
103
0.8%
7.0
148
1.2%
8.0
192
1.6%
9.0
249
2.0%
10.0
286
2.3%
11.0
335
2.8%
12.0
383
3.1%
13.0
441
3.6%
14.0
436
3.6%
15.0
445
3.7%
16.0
456
3.7%
17.0
453
3.7%
LARGEST VALUES
117.0
1
<0.1%
106.0
1
<0.1%
98.0
1
<0.1%
95.0
1
<0.1%
94.0
2
<0.1%
93.0
1
<0.1%
92.0
1
<0.1%
88.0
2
<0.1%
87.0
2
<0.1%
86.0
1
<0.1%
85.0
3
<0.1%
84.0
2
<0.1%
83.0
3
<0.1%
82.0
3
<0.1%
81.0
3
<0.1%
initial_list_status
MISSING:
---
TOP CATEGORIES
w
11,158
92%
f
1,022
8%
ALL
12,180
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
initial_list_status
PROVIDES INFORMATION ON...
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
num_tl_120dpd_2m
1.00
tax_liens
1.00
acc_now_delinq
0.24
num_tl_30dpd
0.24
debt_settlement_flag
0.01
delinq_amnt
0.01
collections_12_mths_ex_med
0.00
verification_status
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00

THESE FEATURES
GIVE INFORMATION
ON initial_list_status:
verification_status
0.00
loan_status
0.00
home_ownership
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
open_il_12m
0.00
collections_12_mths_ex_med
0.00
application_type
0.00
acc_now_delinq
0.00
num_tl_30dpd
0.00
inq_last_6mths
0.00
debt_settlement_flag
0.00
chargeoff_within_12_mths
0.00
hardship_flag
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
initial_list_status
CORRELATION RATIO WITH...
out_prncp_inv
0.11
out_prncp
0.11
loan_amnt
0.11
installment
0.08
total_rec_int
0.08
Unnamed: 0
0.07
df_index
0.07
total_pymnt_inv
0.06
total_pymnt
0.06
total_bc_limit
0.05
mort_acc
0.05
total_rev_hi_lim
0.04
tot_hi_cred_lim
0.04
int_rate
0.04
out_prncp
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
out_prncp_inv
1.00
loan_amnt
0.94
installment
0.83
total_rec_int
0.58
total_pymnt_inv
0.41
total_pymnt
0.41
max_bal_bc
0.32
total_bc_limit
0.31
total_rev_hi_lim
0.27
tot_hi_cred_lim
0.27
revol_bal
0.27
tot_cur_bal
0.24
total_bal_ex_mort
0.24
total_rec_prncp
0.22

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
0.17
application_type
0.15
home_ownership
0.14
initial_list_status
0.11
loan_status
0.10
hardship_flag
0.07
pub_rec
0.05
pub_rec_bankruptcies
0.05
open_il_12m
0.03
inq_last_6mths
0.03
collections_12_mths_ex_med
0.02
debt_settlement_flag
0.02
delinq_amnt
0.01
chargeoff_within_12_mths
0.00
MOST FREQUENT VALUES
0.0
23
0.2%
10000.0
13
0.1%
15000.0
11
<0.1%
5000.0
7
<0.1%
30000.0
6
<0.1%
22071.92
6
<0.1%
35000.0
6
<0.1%
38990.09
6
<0.1%
20000.0
5
<0.1%
12000.0
5
<0.1%
16000.0
5
<0.1%
9532.0
5
<0.1%
19505.15
5
<0.1%
9749.63
5
<0.1%
9747.52
5
<0.1%
SMALLEST VALUES
0.0
23
0.2%
0.37
1
<0.1%
2.24
1
<0.1%
14.24
1
<0.1%
18.23
1
<0.1%
29.08
1
<0.1%
34.98
1
<0.1%
46.92
1
<0.1%
55.08
1
<0.1%
63.36
1
<0.1%
116.29
1
<0.1%
124.87
1
<0.1%
134.37
1
<0.1%
171.88
1
<0.1%
251.88
1
<0.1%
LARGEST VALUES
40000.0
4
<0.1%
39565.42
1
<0.1%
39555.39
1
<0.1%
39530.36
1
<0.1%
39524.23
1
<0.1%
39515.44
1
<0.1%
39507.58
3
<0.1%
39497.23
2
<0.1%
39458.3
3
<0.1%
39163.87
1
<0.1%
39143.1
1
<0.1%
39128.95
1
<0.1%
39085.29
1
<0.1%
39078.12
1
<0.1%
39063.94
1
<0.1%
out_prncp_inv
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
out_prncp
1.00
loan_amnt
0.94
installment
0.83
total_rec_int
0.58
total_pymnt_inv
0.41
total_pymnt
0.41
max_bal_bc
0.32
total_bc_limit
0.31
total_rev_hi_lim
0.27
tot_hi_cred_lim
0.27
revol_bal
0.27
tot_cur_bal
0.24
total_bal_ex_mort
0.24
total_rec_prncp
0.22

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
0.17
application_type
0.15
home_ownership
0.14
initial_list_status
0.11
loan_status
0.10
hardship_flag
0.07
pub_rec
0.05
pub_rec_bankruptcies
0.05
open_il_12m
0.03
inq_last_6mths
0.03
collections_12_mths_ex_med
0.02
debt_settlement_flag
0.02
delinq_amnt
0.01
chargeoff_within_12_mths
0.00
MOST FREQUENT VALUES
0.0
23
0.2%
10000.0
13
0.1%
15000.0
11
<0.1%
5000.0
7
<0.1%
38990.09
6
<0.1%
35000.0
6
<0.1%
30000.0
6
<0.1%
22071.92
6
<0.1%
16000.0
5
<0.1%
12000.0
5
<0.1%
9749.63
5
<0.1%
9747.52
5
<0.1%
24381.46
5
<0.1%
4963.28
5
<0.1%
9532.0
5
<0.1%
SMALLEST VALUES
0.0
23
0.2%
0.37
1
<0.1%
2.24
1
<0.1%
14.24
1
<0.1%
18.23
1
<0.1%
29.08
1
<0.1%
34.98
1
<0.1%
46.92
1
<0.1%
55.08
1
<0.1%
63.36
1
<0.1%
116.29
1
<0.1%
124.87
1
<0.1%
134.37
1
<0.1%
171.88
1
<0.1%
251.88
1
<0.1%
LARGEST VALUES
40000.0
4
<0.1%
39565.42
1
<0.1%
39555.39
1
<0.1%
39530.36
1
<0.1%
39524.23
1
<0.1%
39515.44
1
<0.1%
39507.58
3
<0.1%
39497.23
2
<0.1%
39458.3
3
<0.1%
39163.87
1
<0.1%
39143.1
1
<0.1%
39128.95
1
<0.1%
39085.29
1
<0.1%
39078.12
1
<0.1%
39063.94
1
<0.1%
total_pymnt
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt_inv
1.00
total_rec_prncp
0.92
total_rec_int
0.75
installment
0.72
loan_amnt
0.68
out_prncp_inv
0.41
out_prncp
0.41
last_pymnt_amnt
0.35
max_bal_bc
0.28
revol_bal
0.23
total_bc_limit
0.23
total_rev_hi_lim
0.21
tot_hi_cred_lim
0.20
tot_cur_bal
0.18

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
0.14
home_ownership
0.10
application_type
0.10
pub_rec
0.07
pub_rec_bankruptcies
0.07
initial_list_status
0.06
inq_last_6mths
0.06
loan_status
0.04
hardship_flag
0.03
open_il_12m
0.03
delinq_amnt
0.02
collections_12_mths_ex_med
0.01
debt_settlement_flag
0.00
chargeoff_within_12_mths
0.00
MOST FREQUENT VALUES
0.0
124
1.0%
5816.3
7
<0.1%
6015.49
5
<0.1%
5651.95
5
<0.1%
13017.0
5
<0.1%
13897.11
5
<0.1%
8090.32
4
<0.1%
8965.22
4
<0.1%
1210.88
4
<0.1%
6122.61
4
<0.1%
20800.37
4
<0.1%
5381.25
4
<0.1%
23265.2
4
<0.1%
5140.66
4
<0.1%
4663.28
4
<0.1%
SMALLEST VALUES
0.0
124
1.0%
31.23
1
<0.1%
33.03
1
<0.1%
37.62
1
<0.1%
38.53
1
<0.1%
38.65
1
<0.1%
48.24
1
<0.1%
52.87
1
<0.1%
54.17
1
<0.1%
63.56
1
<0.1%
65.93
1
<0.1%
72.9
1
<0.1%
74.94
1
<0.1%
77.51
1
<0.1%
77.92
1
<0.1%
LARGEST VALUES
41994.49
1
<0.1%
39449.63
1
<0.1%
38799.59
1
<0.1%
37332.21
1
<0.1%
35731.53
1
<0.1%
35478.35
1
<0.1%
35244.88
1
<0.1%
34423.38
1
<0.1%
33163.06
1
<0.1%
31918.72
1
<0.1%
31915.78
1
<0.1%
31546.07
1
<0.1%
31053.9
1
<0.1%
30029.84
1
<0.1%
29368.03
1
<0.1%
total_pymnt_inv
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt
1.00
total_rec_prncp
0.92
total_rec_int
0.75
installment
0.72
loan_amnt
0.68
out_prncp_inv
0.41
out_prncp
0.41
last_pymnt_amnt
0.35
max_bal_bc
0.28
revol_bal
0.23
total_bc_limit
0.23
total_rev_hi_lim
0.21
tot_hi_cred_lim
0.20
tot_cur_bal
0.18

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
verification_status
0.14
home_ownership
0.10
application_type
0.10
pub_rec
0.07
pub_rec_bankruptcies
0.07
initial_list_status
0.06
inq_last_6mths
0.06
loan_status
0.04
hardship_flag
0.03
open_il_12m
0.03
delinq_amnt
0.02
collections_12_mths_ex_med
0.01
debt_settlement_flag
0.00
chargeoff_within_12_mths
0.00
MOST FREQUENT VALUES
0.0
124
1.0%
5816.3
7
<0.1%
13897.11
5
<0.1%
13017.0
5
<0.1%
6015.49
5
<0.1%
5651.95
5
<0.1%
5534.55
4
<0.1%
12642.82
4
<0.1%
12735.71
4
<0.1%
619.39
4
<0.1%
8090.32
4
<0.1%
5023.45
4
<0.1%
20800.37
4
<0.1%
4578.74
4
<0.1%
6122.61
4
<0.1%
SMALLEST VALUES
0.0
124
1.0%
31.23
1
<0.1%
33.03
1
<0.1%
37.62
1
<0.1%
38.53
1
<0.1%
38.65
1
<0.1%
48.24
1
<0.1%
52.87
1
<0.1%
54.17
1
<0.1%
62.77
1
<0.1%
65.93
1
<0.1%
68.99
1
<0.1%
69.9
1
<0.1%
72.9
1
<0.1%
74.94
1
<0.1%
LARGEST VALUES
41994.49
1
<0.1%
39449.63
1
<0.1%
38799.59
1
<0.1%
37332.21
1
<0.1%
35731.53
1
<0.1%
35478.35
1
<0.1%
35244.88
1
<0.1%
34423.38
1
<0.1%
33163.06
1
<0.1%
31918.72
1
<0.1%
31915.78
1
<0.1%
31546.07
1
<0.1%
31053.9
1
<0.1%
30029.84
1
<0.1%
29368.03
1
<0.1%
total_rec_prncp
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt
0.92
total_pymnt_inv
0.92
installment
0.61
loan_amnt
0.55
total_rec_int
0.44
last_pymnt_amnt
0.38
max_bal_bc
0.27
total_bc_limit
0.25
int_rate
-0.23
revol_bal
0.22
total_rev_hi_lim
0.22
out_prncp
0.22
out_prncp_inv
0.22
tot_hi_cred_lim
0.19

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.09
verification_status
0.07
loan_status
0.07
inq_last_6mths
0.07
pub_rec
0.07
pub_rec_bankruptcies
0.07
open_il_12m
0.05
application_type
0.04
initial_list_status
0.04
delinq_amnt
0.02
hardship_flag
0.01
collections_12_mths_ex_med
0.01
chargeoff_within_12_mths
0.00
acc_now_delinq
0.00
MOST FREQUENT VALUES
0.0
127
1.0%
17928.08
6
<0.1%
1009.91
6
<0.1%
468.0
5
<0.1%
996.49
5
<0.1%
1087.1
5
<0.1%
618.54
5
<0.1%
5036.72
5
<0.1%
250.37
5
<0.1%
494.85
5
<0.1%
252.48
5
<0.1%
371.54
4
<0.1%
246.0
4
<0.1%
498.24
4
<0.1%
438.47
4
<0.1%
SMALLEST VALUES
0.0
127
1.0%
17.78
1
<0.1%
19.42
1
<0.1%
21.36
1
<0.1%
24.38
1
<0.1%
24.62
1
<0.1%
24.84
1
<0.1%
30.2
1
<0.1%
32.87
1
<0.1%
33.69
1
<0.1%
35.6
1
<0.1%
37.13
1
<0.1%
37.81
1
<0.1%
38.63
1
<0.1%
43.85
1
<0.1%
LARGEST VALUES
35000.0
2
<0.1%
34975.0
1
<0.1%
34593.82
1
<0.1%
33497.24
1
<0.1%
31783.71
1
<0.1%
30932.74
1
<0.1%
30000.0
1
<0.1%
28612.45
1
<0.1%
28000.0
1
<0.1%
27022.2
1
<0.1%
26359.87
1
<0.1%
25860.16
1
<0.1%
25735.7
1
<0.1%
25359.93
1
<0.1%
25309.5
1
<0.1%
total_rec_int
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_pymnt_inv
0.75
total_pymnt
0.75
loan_amnt
0.65
installment
0.63
out_prncp_inv
0.58
out_prncp
0.58
total_rec_prncp
0.44
int_rate
0.42
max_bal_bc
0.19
Unnamed: 0
0.18
df_index
0.18
last_pymnt_amnt
0.17
revol_bal
0.17
bc_util
0.16

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.21
verification_status
0.20
application_type
0.16
hardship_flag
0.09
home_ownership
0.08
initial_list_status
0.08
pub_rec
0.04
pub_rec_bankruptcies
0.04
open_il_12m
0.03
inq_last_6mths
0.03
debt_settlement_flag
0.01
collections_12_mths_ex_med
0.01
chargeoff_within_12_mths
0.00
delinq_amnt
0.00
MOST FREQUENT VALUES
0.0
127
1.0%
779.58
5
<0.1%
127.4
4
<0.1%
200.97
4
<0.1%
191.1
4
<0.1%
129.78
3
<0.1%
54.6
3
<0.1%
646.92
3
<0.1%
198.97
3
<0.1%
111.64
3
<0.1%
1055.31
3
<0.1%
283.35
3
<0.1%
1643.43
3
<0.1%
1261.58
3
<0.1%
32.76
3
<0.1%
SMALLEST VALUES
0.0
127
1.0%
6.85
1
<0.1%
8.19
1
<0.1%
9.0
1
<0.1%
12.4
1
<0.1%
12.55
1
<0.1%
13.23
1
<0.1%
15.06
1
<0.1%
15.47
1
<0.1%
16.15
1
<0.1%
16.33
1
<0.1%
16.92
1
<0.1%
17.79
1
<0.1%
18.2
1
<0.1%
19.09
2
<0.1%
LARGEST VALUES
15963.07
1
<0.1%
15239.98
1
<0.1%
14902.47
1
<0.1%
14890.08
1
<0.1%
14129.67
1
<0.1%
14096.73
1
<0.1%
13386.25
1
<0.1%
12778.74
1
<0.1%
12675.8
1
<0.1%
12553.0
1
<0.1%
12532.27
1
<0.1%
12518.33
1
<0.1%
12446.91
1
<0.1%
12268.42
1
<0.1%
12061.72
1
<0.1%
total_rec_late_fee
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rec_int
0.14
total_pymnt_inv
0.11
total_pymnt
0.11
installment
0.09
loan_amnt
0.08
avg_cur_bal
0.07
out_prncp_inv
0.07
out_prncp
0.07
total_rec_prncp
0.06
tot_cur_bal
0.06
tot_hi_cred_lim
0.06
total_il_high_credit_limit
0.05
int_rate
0.05
delinq_2yrs
0.05

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.12
open_il_12m
0.05
application_type
0.04
verification_status
0.04
home_ownership
0.03
collections_12_mths_ex_med
0.03
chargeoff_within_12_mths
0.03
hardship_flag
0.02
debt_settlement_flag
0.02
initial_list_status
0.02
pub_rec
0.02
pub_rec_bankruptcies
0.02
inq_last_6mths
0.01
acc_now_delinq
0.00
MOST FREQUENT VALUES
0.0
11,660
95.7%
15.0
91
0.7%
30.0
25
0.2%
45.0
8
<0.1%
60.0
5
<0.1%
19.86
3
<0.1%
31.72
3
<0.1%
75.0
3
<0.1%
59.03
2
<0.1%
27.9
2
<0.1%
15.71
2
<0.1%
33.74
2
<0.1%
32.42
2
<0.1%
15.15
2
<0.1%
15.57
2
<0.1%
SMALLEST VALUES
0.0
11,660
95.7%
0.18
1
<0.1%
0.46
1
<0.1%
1.59
1
<0.1%
1.67
1
<0.1%
15.0
91
0.7%
15.06
1
<0.1%
15.15
2
<0.1%
15.32
1
<0.1%
15.38
1
<0.1%
15.44
1
<0.1%
15.57
2
<0.1%
15.66
2
<0.1%
15.71
2
<0.1%
15.79
1
<0.1%
LARGEST VALUES
337.35
1
<0.1%
311.75
1
<0.1%
266.46
1
<0.1%
264.64
1
<0.1%
231.8
1
<0.1%
217.56
1
<0.1%
209.28
1
<0.1%
208.8
1
<0.1%
194.9
1
<0.1%
188.56
1
<0.1%
185.31
1
<0.1%
178.2
1
<0.1%
177.65
1
<0.1%
167.44
1
<0.1%
159.45
1
<0.1%
recoveries
MISSING:
---
TOP CATEGORIES
0.0
12,180
100%
ALL
12,180
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
recoveries
PROVIDES INFORMATION ON...
pymnt_plan
1.00
collection_recovery_fee
1.00
policy_code
1.00
num_tl_120dpd_2m
1.00
tax_liens
1.00
debt_settlement_flag
0.00
initial_list_status
0.00
home_ownership
0.00
verification_status
0.00
loan_status
0.00
pub_rec
0.00
application_type
0.00
open_il_12m
0.00
chargeoff_within_12_mths
0.00

THESE FEATURES
GIVE INFORMATION
ON recoveries:
home_ownership
1.00
verification_status
1.00
loan_status
1.00
pymnt_plan
1.00
inq_last_6mths
1.00
pub_rec
1.00
initial_list_status
1.00
collection_recovery_fee
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
application_type
1.00
acc_now_delinq
1.00
open_il_12m
1.00
chargeoff_within_12_mths
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
recoveries
CORRELATION RATIO WITH...
Unnamed: 0
0.00
df_index
0.00
loan_amnt
0.00
int_rate
0.00
installment
0.00
annual_inc
0.00
dti
0.00
delinq_2yrs
0.00
open_acc
0.00
revol_bal
0.00
total_acc
0.00
out_prncp
0.00
out_prncp_inv
0.00
total_pymnt
0.00
collection_recovery_fee
MISSING:
---
TOP CATEGORIES
0.0
12,180
100%
ALL
12,180
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
collection_recovery_fee
PROVIDES INFORMATION ON...
pymnt_plan
1.00
recoveries
1.00
policy_code
1.00
num_tl_120dpd_2m
1.00
tax_liens
1.00
debt_settlement_flag
0.00
initial_list_status
0.00
home_ownership
0.00
verification_status
0.00
loan_status
0.00
pub_rec
0.00
application_type
0.00
open_il_12m
0.00
chargeoff_within_12_mths
0.00

THESE FEATURES
GIVE INFORMATION
ON collection_recovery_fee:
home_ownership
1.00
verification_status
1.00
loan_status
1.00
pymnt_plan
1.00
inq_last_6mths
1.00
pub_rec
1.00
initial_list_status
1.00
recoveries
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
application_type
1.00
acc_now_delinq
1.00
open_il_12m
1.00
chargeoff_within_12_mths
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
collection_recovery_fee
CORRELATION RATIO WITH...
Unnamed: 0
0.00
df_index
0.00
loan_amnt
0.00
int_rate
0.00
installment
0.00
annual_inc
0.00
dti
0.00
delinq_2yrs
0.00
open_acc
0.00
revol_bal
0.00
total_acc
0.00
out_prncp
0.00
out_prncp_inv
0.00
total_pymnt
0.00
last_pymnt_amnt
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_rec_prncp
0.38
total_pymnt_inv
0.35
total_pymnt
0.35
installment
0.29
loan_amnt
0.28
total_rec_int
0.17
out_prncp_inv
0.16
out_prncp
0.16
max_bal_bc
0.12
total_bc_limit
0.10
tot_hi_cred_lim
0.09
revol_bal
0.09
total_rev_hi_lim
0.09
tot_cur_bal
0.09

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
loan_status
0.06
home_ownership
0.06
application_type
0.05
verification_status
0.05
pub_rec
0.03
pub_rec_bankruptcies
0.03
hardship_flag
0.02
inq_last_6mths
0.02
open_il_12m
0.02
initial_list_status
0.02
collections_12_mths_ex_med
0.01
chargeoff_within_12_mths
0.01
delinq_amnt
0.01
debt_settlement_flag
0.00
MOST FREQUENT VALUES
0.0
2,338
19.2%
1225.24
53
0.4%
306.31
44
0.4%
314.25
34
0.3%
471.37
33
0.3%
317.12
33
0.3%
311.34
33
0.3%
360.23
31
0.3%
334.06
29
0.2%
330.76
28
0.2%
308.87
27
0.2%
157.13
27
0.2%
814.7
26
0.2%
327.49
26
0.2%
180.12
26
0.2%
SMALLEST VALUES
-1260.78
1
<0.1%
-936.97
1
<0.1%
-771.07
1
<0.1%
-595.82
1
<0.1%
-507.95
1
<0.1%
-500.81
1
<0.1%
-401.11
1
<0.1%
-344.49
1
<0.1%
-341.92
1
<0.1%
-255.67
1
<0.1%
-238.51
1
<0.1%
-150.65
1
<0.1%
-41.65
1
<0.1%
-8.48
1
<0.1%
0.0
2,338
19.2%
LARGEST VALUES
28090.39
1
<0.1%
26497.58
1
<0.1%
26260.78
1
<0.1%
24312.0
1
<0.1%
23604.22
1
<0.1%
20570.83
1
<0.1%
19091.0
1
<0.1%
18498.0
1
<0.1%
15278.49
1
<0.1%
14656.98
1
<0.1%
12380.6
1
<0.1%
12349.25
1
<0.1%
12230.17
1
<0.1%
12001.44
1
<0.1%
11993.37
1
<0.1%
collections_12_mths_ex_med
MISSING:
---
TOP CATEGORIES
0.0
11,951
98%
1.0
216
2%
2.0
10
<1%
3.0
3
<1%
ALL
12,180
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
collections_12_mths_ex_med
PROVIDES INFORMATION ON...
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
num_tl_120dpd_2m
1.00
tax_liens
1.00
chargeoff_within_12_mths
0.04
debt_settlement_flag
0.00
acc_now_delinq
0.00
delinq_amnt
0.00
num_tl_30dpd
0.00
hardship_flag
0.00
application_type
0.00
initial_list_status
0.00

THESE FEATURES
GIVE INFORMATION
ON collections_12_mths_ex_med:
chargeoff_within_12_mths
0.01
open_il_12m
0.00
inq_last_6mths
0.00
verification_status
0.00
loan_status
0.00
application_type
0.00
home_ownership
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
initial_list_status
0.00
hardship_flag
0.00
debt_settlement_flag
0.00
acc_now_delinq
0.00
delinq_amnt
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
collections_12_mths_ex_med
CORRELATION RATIO WITH...
tot_coll_amt
0.07
num_tl_90g_dpd_24m
0.05
delinq_2yrs
0.05
pct_tl_nvr_dlq
0.05
max_bal_bc
0.04
total_bc_limit
0.04
bc_util
0.03
all_util
0.03
percent_bc_gt_75
0.03
mo_sin_rcnt_tl
0.03
int_rate
0.03
total_rev_hi_lim
0.03
num_bc_tl
0.03
total_rec_late_fee
0.03
policy_code
MISSING:
---
TOP CATEGORIES
1.0
12,180
100%
ALL
12,180
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
policy_code
PROVIDES INFORMATION ON...
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
num_tl_120dpd_2m
1.00
tax_liens
1.00
debt_settlement_flag
0.00
initial_list_status
0.00
home_ownership
0.00
verification_status
0.00
loan_status
0.00
pub_rec
0.00
application_type
0.00
open_il_12m
0.00
chargeoff_within_12_mths
0.00

THESE FEATURES
GIVE INFORMATION
ON policy_code:
home_ownership
1.00
verification_status
1.00
loan_status
1.00
pymnt_plan
1.00
inq_last_6mths
1.00
pub_rec
1.00
initial_list_status
1.00
recoveries
1.00
collection_recovery_fee
1.00
collections_12_mths_ex_med
1.00
application_type
1.00
acc_now_delinq
1.00
open_il_12m
1.00
chargeoff_within_12_mths
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
policy_code
CORRELATION RATIO WITH...
Unnamed: 0
0.00
df_index
0.00
loan_amnt
0.00
int_rate
0.00
installment
0.00
annual_inc
0.00
dti
0.00
delinq_2yrs
0.00
open_acc
0.00
revol_bal
0.00
total_acc
0.00
out_prncp
0.00
out_prncp_inv
0.00
total_pymnt
0.00
application_type
MISSING:
---
TOP CATEGORIES
Individual
10,400
85%
Joint App
1,780
15%
ALL
12,180
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
application_type
PROVIDES INFORMATION ON...
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
num_tl_120dpd_2m
1.00
tax_liens
1.00
verification_status
0.02
acc_now_delinq
0.02
delinq_amnt
0.02
num_tl_30dpd
0.02
home_ownership
0.01
collections_12_mths_ex_med
0.00
chargeoff_within_12_mths
0.00
debt_settlement_flag
0.00

THESE FEATURES
GIVE INFORMATION
ON application_type:
verification_status
0.04
home_ownership
0.02
inq_last_6mths
0.00
open_il_12m
0.00
loan_status
0.00
collections_12_mths_ex_med
0.00
initial_list_status
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
chargeoff_within_12_mths
0.00
acc_now_delinq
0.00
delinq_amnt
0.00
num_tl_30dpd
0.00
debt_settlement_flag
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type
CORRELATION RATIO WITH...
dti
0.25
total_rec_int
0.16
out_prncp
0.15
out_prncp_inv
0.15
loan_amnt
0.15
installment
0.13
avg_cur_bal
0.12
mort_acc
0.10
tot_cur_bal
0.10
total_pymnt_inv
0.10
total_pymnt
0.10
tot_hi_cred_lim
0.10
num_actv_bc_tl
0.10
num_bc_sats
0.10
acc_now_delinq
MISSING:
---
TOP CATEGORIES
0.0
12,179
>99%
1.0
1
<1%
ALL
12,180
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
acc_now_delinq
PROVIDES INFORMATION ON...
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
num_tl_120dpd_2m
1.00
num_tl_30dpd
1.00
tax_liens
1.00
initial_list_status
0.00
loan_status
0.00
home_ownership
0.00
verification_status
0.00
open_il_12m
0.00
inq_last_6mths
0.00
application_type
0.00

THESE FEATURES
GIVE INFORMATION
ON acc_now_delinq:
num_tl_30dpd
1.00
initial_list_status
0.24
home_ownership
0.09
open_il_12m
0.08
verification_status
0.08
loan_status
0.07
inq_last_6mths
0.05
application_type
0.02
pub_rec
0.01
pub_rec_bankruptcies
0.01
hardship_flag
0.00
collections_12_mths_ex_med
0.00
chargeoff_within_12_mths
0.00
debt_settlement_flag
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
acc_now_delinq
CORRELATION RATIO WITH...
open_act_il
0.04
mo_sin_rcnt_tl
0.02
mths_since_recent_inq
0.02
num_il_tl
0.02
int_rate
0.02
num_rev_tl_bal_gt_0
0.01
num_actv_rev_tl
0.01
num_sats
0.01
open_acc
0.01
max_bal_bc
0.01
open_il_24m
0.01
acc_open_past_24mths
0.01
num_tl_op_past_12m
0.01
num_actv_bc_tl
0.01
tot_coll_amt
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_accts_ever_120_pd
0.13
pct_tl_nvr_dlq
-0.08
total_bc_limit
-0.05
max_bal_bc
-0.05
int_rate
0.04
revol_bal
-0.04
open_rv_12m
0.04
bc_open_to_buy
-0.03
open_rv_24m
0.03
acc_open_past_24mths
0.03
num_tl_op_past_12m
0.03
mo_sin_old_rev_tl_op
0.03
bc_util
-0.03
mths_since_recent_inq
-0.03

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
collections_12_mths_ex_med
0.07
inq_last_6mths
0.03
hardship_flag
0.02
pub_rec
0.02
pub_rec_bankruptcies
0.02
application_type
0.02
open_il_12m
0.01
home_ownership
0.01
initial_list_status
0.01
loan_status
0.01
verification_status
0.00
chargeoff_within_12_mths
0.00
acc_now_delinq
0.00
num_tl_30dpd
0.00
MOST FREQUENT VALUES
0.0
10,355
85.0%
50.0
21
0.2%
100.0
19
0.2%
75.0
11
<0.1%
60.0
10
<0.1%
61.0
9
<0.1%
66.0
9
<0.1%
200.0
8
<0.1%
125.0
8
<0.1%
64.0
8
<0.1%
95.0
8
<0.1%
130.0
8
<0.1%
78.0
8
<0.1%
96.0
7
<0.1%
163.0
7
<0.1%
SMALLEST VALUES
0.0
10,355
85.0%
27.0
1
<0.1%
30.0
2
<0.1%
35.0
2
<0.1%
36.0
1
<0.1%
50.0
21
0.2%
51.0
2
<0.1%
52.0
1
<0.1%
53.0
6
<0.1%
54.0
3
<0.1%
55.0
4
<0.1%
56.0
6
<0.1%
57.0
5
<0.1%
58.0
6
<0.1%
59.0
4
<0.1%
LARGEST VALUES
67196.0
1
<0.1%
56274.0
1
<0.1%
49403.0
1
<0.1%
29179.0
1
<0.1%
27287.0
1
<0.1%
23816.0
1
<0.1%
19583.0
1
<0.1%
19534.0
1
<0.1%
19271.0
1
<0.1%
16863.0
1
<0.1%
15885.0
1
<0.1%
14747.0
1
<0.1%
14483.0
1
<0.1%
13993.0
1
<0.1%
13739.0
1
<0.1%
tot_cur_bal
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_hi_cred_lim
0.98
avg_cur_bal
0.84
mort_acc
0.59
total_bal_ex_mort
0.58
total_il_high_credit_limit
0.50
total_bal_il
0.46
revol_bal
0.44
total_rev_hi_lim
0.37
total_acc
0.36
max_bal_bc
0.32
num_il_tl
0.30
total_bc_limit
0.29
loan_amnt
0.27
num_sats
0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.53
open_il_12m
0.16
application_type
0.10
verification_status
0.08
pub_rec
0.05
pub_rec_bankruptcies
0.05
inq_last_6mths
0.05
initial_list_status
0.04
loan_status
0.02
chargeoff_within_12_mths
0.01
debt_settlement_flag
0.01
delinq_amnt
0.00
hardship_flag
0.00
collections_12_mths_ex_med
0.00
MOST FREQUENT VALUES
33352.0
3
<0.1%
27015.0
3
<0.1%
12496.0
3
<0.1%
57730.0
3
<0.1%
33532.0
3
<0.1%
49950.0
2
<0.1%
138411.0
2
<0.1%
244907.0
2
<0.1%
50472.0
2
<0.1%
38318.0
2
<0.1%
18447.0
2
<0.1%
30237.0
2
<0.1%
34409.0
2
<0.1%
62526.0
2
<0.1%
32417.0
2
<0.1%
SMALLEST VALUES
1755.0
1
<0.1%
1812.0
1
<0.1%
1947.0
1
<0.1%
2078.0
1
<0.1%
2119.0
1
<0.1%
2329.0
1
<0.1%
2492.0
1
<0.1%
2538.0
1
<0.1%
2542.0
1
<0.1%
2544.0
1
<0.1%
2556.0
1
<0.1%
2747.0
1
<0.1%
2793.0
1
<0.1%
2795.0
1
<0.1%
2840.0
1
<0.1%
LARGEST VALUES
2853111.0
1
<0.1%
1864311.0
1
<0.1%
1810196.0
1
<0.1%
1564916.0
1
<0.1%
1453283.0
1
<0.1%
1413566.0
1
<0.1%
1400742.0
1
<0.1%
1381123.0
1
<0.1%
1337736.0
1
<0.1%
1315267.0
1
<0.1%
1314867.0
1
<0.1%
1293979.0
1
<0.1%
1281298.0
1
<0.1%
1272970.0
1
<0.1%
1261635.0
1
<0.1%
open_acc_6m
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_tl_op_past_12m
0.73
open_rv_12m
0.61
mo_sin_rcnt_tl
-0.59
acc_open_past_24mths
0.57
open_rv_24m
0.48
mo_sin_rcnt_rev_tl_op
-0.36
mths_since_recent_inq
-0.34
open_il_24m
0.31
inq_last_12m
0.30
open_acc
0.29
num_sats
0.29
num_op_rev_tl
0.29
num_rev_accts
0.27
total_acc
0.26

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.46
open_il_12m
0.40
loan_status
0.07
home_ownership
0.07
verification_status
0.05
pub_rec
0.05
pub_rec_bankruptcies
0.05
chargeoff_within_12_mths
0.02
application_type
0.02
collections_12_mths_ex_med
0.01
initial_list_status
0.01
acc_now_delinq
0.01
delinq_amnt
0.01
num_tl_30dpd
0.01
MOST FREQUENT VALUES
0.0
4,926
40.4%
1.0
3,936
32.3%
2.0
1,942
15.9%
3.0
850
7.0%
4.0
321
2.6%
5.0
120
1.0%
6.0
50
0.4%
7.0
25
0.2%
8.0
7
<0.1%
9.0
2
<0.1%
10.0
1
<0.1%
SMALLEST VALUES
0.0
4,926
40.4%
1.0
3,936
32.3%
2.0
1,942
15.9%
3.0
850
7.0%
4.0
321
2.6%
5.0
120
1.0%
6.0
50
0.4%
7.0
25
0.2%
8.0
7
<0.1%
9.0
2
<0.1%
10.0
1
<0.1%
LARGEST VALUES
10.0
1
<0.1%
9.0
2
<0.1%
8.0
7
<0.1%
7.0
25
0.2%
6.0
50
0.4%
5.0
120
1.0%
4.0
321
2.6%
3.0
850
7.0%
2.0
1,942
15.9%
1.0
3,936
32.3%
0.0
4,926
40.4%
open_act_il
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_il_tl
0.60
num_sats
0.52
open_acc
0.52
total_bal_il
0.51
total_il_high_credit_limit
0.51
total_bal_ex_mort
0.46
total_acc
0.39
all_util
0.35
open_il_24m
0.31
il_util
0.27
mo_sin_old_il_acct
0.23
tot_cur_bal
0.21
tot_hi_cred_lim
0.19
acc_open_past_24mths
0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.23
inq_last_6mths
0.05
home_ownership
0.05
acc_now_delinq
0.04
num_tl_30dpd
0.04
verification_status
0.04
application_type
0.03
pub_rec
0.03
pub_rec_bankruptcies
0.03
collections_12_mths_ex_med
0.02
chargeoff_within_12_mths
0.02
loan_status
0.01
delinq_amnt
0.01
hardship_flag
0.00
MOST FREQUENT VALUES
2.0
3,319
27.2%
1.0
2,784
22.9%
3.0
2,387
19.6%
4.0
1,308
10.7%
5.0
805
6.6%
6.0
390
3.2%
7.0
266
2.2%
8.0
166
1.4%
9.0
140
1.1%
10.0
114
0.9%
12.0
84
0.7%
11.0
83
0.7%
13.0
60
0.5%
14.0
55
0.5%
17.0
43
0.4%
SMALLEST VALUES
0.0
30
0.2%
1.0
2,784
22.9%
2.0
3,319
27.2%
3.0
2,387
19.6%
4.0
1,308
10.7%
5.0
805
6.6%
6.0
390
3.2%
7.0
266
2.2%
8.0
166
1.4%
9.0
140
1.1%
10.0
114
0.9%
11.0
83
0.7%
12.0
84
0.7%
13.0
60
0.5%
14.0
55
0.5%
LARGEST VALUES
53.0
1
<0.1%
43.0
1
<0.1%
35.0
1
<0.1%
31.0
2
<0.1%
30.0
1
<0.1%
29.0
2
<0.1%
28.0
1
<0.1%
27.0
1
<0.1%
26.0
7
<0.1%
25.0
5
<0.1%
24.0
3
<0.1%
23.0
1
<0.1%
22.0
7
<0.1%
21.0
6
<0.1%
20.0
10
<0.1%
open_il_12m
MISSING:
---
TOP CATEGORIES
0.0
5,224
43%
1.0
4,436
36%
2.0
1,699
14%
3.0
548
4%
4.0
206
2%
5.0
50
<1%
6.0
17
<1%
ALL
12,180
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
open_il_12m
PROVIDES INFORMATION ON...
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
num_tl_120dpd_2m
1.00
tax_liens
1.00
delinq_amnt
0.10
acc_now_delinq
0.08
num_tl_30dpd
0.08
debt_settlement_flag
0.02
inq_last_6mths
0.02
chargeoff_within_12_mths
0.01
collections_12_mths_ex_med
0.00
home_ownership
0.00

THESE FEATURES
GIVE INFORMATION
ON open_il_12m:
inq_last_6mths
0.02
home_ownership
0.00
verification_status
0.00
loan_status
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
application_type
0.00
collections_12_mths_ex_med
0.00
chargeoff_within_12_mths
0.00
initial_list_status
0.00
hardship_flag
0.00
debt_settlement_flag
0.00
delinq_amnt
0.00
acc_now_delinq
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
CORRELATION RATIO WITH...
open_il_24m
0.74
mths_since_rcnt_il
0.64
num_tl_op_past_12m
0.57
acc_open_past_24mths
0.43
mo_sin_rcnt_tl
0.42
open_acc_6m
0.40
inq_last_12m
0.38
il_util
0.36
inq_fi
0.32
num_il_tl
0.30
mths_since_recent_inq
0.27
total_acc
0.25
total_bal_il
0.25
open_act_il
0.23
open_il_24m
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
acc_open_past_24mths
0.56
mths_since_rcnt_il
-0.51
inq_fi
0.43
num_tl_op_past_12m
0.43
num_il_tl
0.41
total_acc
0.33
total_il_high_credit_limit
0.32
total_bal_il
0.32
open_act_il
0.31
open_acc_6m
0.31
mo_sin_rcnt_tl
-0.30
il_util
0.29
inq_last_12m
0.27
total_bal_ex_mort
0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.74
inq_last_6mths
0.17
home_ownership
0.10
verification_status
0.09
loan_status
0.05
pub_rec
0.04
pub_rec_bankruptcies
0.04
collections_12_mths_ex_med
0.03
application_type
0.02
initial_list_status
0.01
acc_now_delinq
0.01
num_tl_30dpd
0.01
delinq_amnt
0.01
debt_settlement_flag
0.00
MOST FREQUENT VALUES
1.0
4,109
33.7%
2.0
3,089
25.4%
3.0
1,726
14.2%
0.0
1,537
12.6%
4.0
860
7.1%
5.0
435
3.6%
6.0
200
1.6%
7.0
106
0.9%
8.0
53
0.4%
9.0
31
0.3%
10.0
23
0.2%
11.0
4
<0.1%
12.0
3
<0.1%
14.0
2
<0.1%
13.0
2
<0.1%
SMALLEST VALUES
0.0
1,537
12.6%
1.0
4,109
33.7%
2.0
3,089
25.4%
3.0
1,726
14.2%
4.0
860
7.1%
5.0
435
3.6%
6.0
200
1.6%
7.0
106
0.9%
8.0
53
0.4%
9.0
31
0.3%
10.0
23
0.2%
11.0
4
<0.1%
12.0
3
<0.1%
13.0
2
<0.1%
14.0
2
<0.1%
LARGEST VALUES
14.0
2
<0.1%
13.0
2
<0.1%
12.0
3
<0.1%
11.0
4
<0.1%
10.0
23
0.2%
9.0
31
0.3%
8.0
53
0.4%
7.0
106
0.9%
6.0
200
1.6%
5.0
435
3.6%
4.0
860
7.1%
3.0
1,726
14.2%
2.0
3,089
25.4%
1.0
4,109
33.7%
0.0
1,537
12.6%
mths_since_rcnt_il
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_il_24m
-0.51
mo_sin_rcnt_tl
0.36
il_util
-0.30
num_tl_op_past_12m
-0.29
acc_open_past_24mths
-0.27
inq_fi
-0.25
open_acc_6m
-0.25
inq_last_12m
-0.21
num_il_tl
-0.17
mths_since_recent_inq
0.17
total_bal_il
-0.17
total_il_high_credit_limit
-0.16
total_acc
-0.14
bc_util
0.14

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.64
inq_last_6mths
0.13
home_ownership
0.06
verification_status
0.05
loan_status
0.02
pub_rec
0.02
pub_rec_bankruptcies
0.02
collections_12_mths_ex_med
0.02
application_type
0.01
debt_settlement_flag
0.01
acc_now_delinq
0.01
num_tl_30dpd
0.01
initial_list_status
0.01
chargeoff_within_12_mths
0.00
MOST FREQUENT VALUES
4.0
725
6.0%
5.0
662
5.4%
7.0
642
5.3%
9.0
618
5.1%
6.0
611
5.0%
3.0
607
5.0%
2.0
591
4.9%
10.0
589
4.8%
8.0
553
4.5%
13.0
539
4.4%
11.0
535
4.4%
12.0
508
4.2%
14.0
496
4.1%
15.0
390
3.2%
17.0
339
2.8%
SMALLEST VALUES
0.0
9
<0.1%
1.0
306
2.5%
2.0
591
4.9%
3.0
607
5.0%
4.0
725
6.0%
5.0
662
5.4%
6.0
611
5.0%
7.0
642
5.3%
8.0
553
4.5%
9.0
618
5.1%
10.0
589
4.8%
11.0
535
4.4%
12.0
508
4.2%
13.0
539
4.4%
14.0
496
4.1%
LARGEST VALUES
192.0
2
<0.1%
173.0
1
<0.1%
172.0
1
<0.1%
170.0
1
<0.1%
166.0
1
<0.1%
165.0
1
<0.1%
158.0
1
<0.1%
157.0
1
<0.1%
155.0
1
<0.1%
152.0
1
<0.1%
151.0
1
<0.1%
150.0
1
<0.1%
149.0
1
<0.1%
145.0
1
<0.1%
142.0
2
<0.1%
total_bal_il
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_il_high_credit_limit
0.95
total_bal_ex_mort
0.92
num_il_tl
0.58
open_act_il
0.51
tot_cur_bal
0.46
total_acc
0.44
tot_hi_cred_lim
0.42
open_acc
0.34
num_sats
0.34
open_il_24m
0.32
il_util
0.28
avg_cur_bal
0.27
all_util
0.27
mo_sin_old_il_acct
0.26

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.25
home_ownership
0.11
inq_last_6mths
0.08
verification_status
0.07
application_type
0.05
pub_rec
0.02
pub_rec_bankruptcies
0.02
loan_status
0.02
collections_12_mths_ex_med
0.02
chargeoff_within_12_mths
0.01
hardship_flag
0.01
initial_list_status
0.01
acc_now_delinq
0.01
num_tl_30dpd
0.01
MOST FREQUENT VALUES
2752.0
4
<0.1%
15214.0
4
<0.1%
2396.0
3
<0.1%
9260.0
3
<0.1%
7912.0
3
<0.1%
10059.0
3
<0.1%
5111.0
3
<0.1%
20443.0
3
<0.1%
32513.0
3
<0.1%
28710.0
3
<0.1%
3155.0
3
<0.1%
8578.0
3
<0.1%
4388.0
3
<0.1%
17349.0
3
<0.1%
17417.0
3
<0.1%
SMALLEST VALUES
31.0
1
<0.1%
50.0
1
<0.1%
86.0
1
<0.1%
87.0
1
<0.1%
101.0
1
<0.1%
109.0
1
<0.1%
138.0
1
<0.1%
178.0
1
<0.1%
185.0
1
<0.1%
186.0
1
<0.1%
190.0
1
<0.1%
199.0
1
<0.1%
204.0
1
<0.1%
211.0
1
<0.1%
212.0
2
<0.1%
LARGEST VALUES
904145.0
1
<0.1%
665280.0
1
<0.1%
657033.0
1
<0.1%
640577.0
1
<0.1%
629190.0
1
<0.1%
625336.0
1
<0.1%
584057.0
1
<0.1%
580246.0
1
<0.1%
543947.0
1
<0.1%
519366.0
1
<0.1%
517399.0
1
<0.1%
508245.0
1
<0.1%
503482.0
1
<0.1%
499906.0
1
<0.1%
498805.0
1
<0.1%
il_util
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
all_util
0.54
mths_since_rcnt_il
-0.30
open_il_24m
0.29
total_bal_il
0.28
open_act_il
0.27
num_tl_op_past_12m
0.23
mo_sin_rcnt_tl
-0.21
acc_open_past_24mths
0.21
num_il_tl
0.20
total_bal_ex_mort
0.20
open_acc_6m
0.18
inq_last_12m
0.15
inq_fi
0.15
int_rate
0.13

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.36
inq_last_6mths
0.09
verification_status
0.06
loan_status
0.05
collections_12_mths_ex_med
0.03
delinq_amnt
0.03
hardship_flag
0.02
pub_rec
0.01
pub_rec_bankruptcies
0.01
home_ownership
0.01
application_type
0.01
chargeoff_within_12_mths
0.01
initial_list_status
0.01
acc_now_delinq
0.00
MOST FREQUENT VALUES
78.0
264
2.2%
75.0
262
2.2%
70.0
253
2.1%
77.0
249
2.0%
74.0
246
2.0%
83.0
240
2.0%
69.0
240
2.0%
71.0
233
1.9%
67.0
233
1.9%
72.0
232
1.9%
73.0
230
1.9%
82.0
227
1.9%
79.0
226
1.9%
84.0
225
1.8%
76.0
225
1.8%
SMALLEST VALUES
0.0
1
<0.1%
1.0
4
<0.1%
2.0
3
<0.1%
3.0
14
0.1%
4.0
12
<0.1%
5.0
5
<0.1%
6.0
10
<0.1%
7.0
10
<0.1%
8.0
14
0.1%
9.0
13
0.1%
10.0
15
0.1%
11.0
9
<0.1%
12.0
16
0.1%
13.0
21
0.2%
14.0
12
<0.1%
LARGEST VALUES
263.0
1
<0.1%
190.0
1
<0.1%
187.0
1
<0.1%
177.0
2
<0.1%
176.0
1
<0.1%
173.0
1
<0.1%
168.0
1
<0.1%
165.0
2
<0.1%
164.0
1
<0.1%
160.0
1
<0.1%
159.0
2
<0.1%
158.0
1
<0.1%
157.0
1
<0.1%
156.0
2
<0.1%
155.0
1
<0.1%
open_rv_12m
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_tl_op_past_12m
0.84
open_rv_24m
0.79
acc_open_past_24mths
0.67
open_acc_6m
0.61
mo_sin_rcnt_rev_tl_op
-0.48
num_op_rev_tl
0.45
mo_sin_rcnt_tl
-0.44
num_rev_accts
0.40
mths_since_recent_bc
-0.37
open_acc
0.37
num_sats
0.37
num_bc_sats
0.35
num_bc_tl
0.34
num_rev_tl_bal_gt_0
0.32

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.31
pub_rec
0.08
pub_rec_bankruptcies
0.08
open_il_12m
0.07
loan_status
0.06
application_type
0.05
verification_status
0.04
home_ownership
0.04
collections_12_mths_ex_med
0.02
chargeoff_within_12_mths
0.02
debt_settlement_flag
0.01
acc_now_delinq
0.01
delinq_amnt
0.01
num_tl_30dpd
0.01
MOST FREQUENT VALUES
0.0
4,355
35.8%
1.0
3,575
29.4%
2.0
2,074
17.0%
3.0
1,107
9.1%
4.0
514
4.2%
5.0
281
2.3%
6.0
125
1.0%
7.0
79
0.6%
8.0
29
0.2%
9.0
11
<0.1%
10.0
11
<0.1%
11.0
7
<0.1%
12.0
6
<0.1%
13.0
3
<0.1%
17.0
2
<0.1%
SMALLEST VALUES
0.0
4,355
35.8%
1.0
3,575
29.4%
2.0
2,074
17.0%
3.0
1,107
9.1%
4.0
514
4.2%
5.0
281
2.3%
6.0
125
1.0%
7.0
79
0.6%
8.0
29
0.2%
9.0
11
<0.1%
10.0
11
<0.1%
11.0
7
<0.1%
12.0
6
<0.1%
13.0
3
<0.1%
14.0
1
<0.1%
LARGEST VALUES
17.0
2
<0.1%
14.0
1
<0.1%
13.0
3
<0.1%
12.0
6
<0.1%
11.0
7
<0.1%
10.0
11
<0.1%
9.0
11
<0.1%
8.0
29
0.2%
7.0
79
0.6%
6.0
125
1.0%
5.0
281
2.3%
4.0
514
4.2%
3.0
1,107
9.1%
2.0
2,074
17.0%
1.0
3,575
29.4%
open_rv_24m
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
acc_open_past_24mths
0.85
open_rv_12m
0.79
num_tl_op_past_12m
0.66
num_op_rev_tl
0.58
num_rev_accts
0.50
open_acc_6m
0.48
mo_sin_rcnt_rev_tl_op
-0.47
open_acc
0.47
num_sats
0.47
num_bc_sats
0.44
num_bc_tl
0.42
num_actv_rev_tl
0.42
num_rev_tl_bal_gt_0
0.42
mths_since_recent_bc
-0.40

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.29
pub_rec
0.11
pub_rec_bankruptcies
0.11
loan_status
0.07
open_il_12m
0.07
home_ownership
0.06
application_type
0.05
verification_status
0.05
collections_12_mths_ex_med
0.02
chargeoff_within_12_mths
0.02
hardship_flag
0.01
delinq_amnt
0.01
initial_list_status
0.01
acc_now_delinq
0.01
MOST FREQUENT VALUES
1.0
2,686
22.1%
2.0
2,267
18.6%
0.0
1,921
15.8%
3.0
1,726
14.2%
4.0
1,203
9.9%
5.0
790
6.5%
6.0
539
4.4%
7.0
353
2.9%
8.0
231
1.9%
9.0
152
1.2%
10.0
95
0.8%
11.0
70
0.6%
12.0
47
0.4%
14.0
27
0.2%
13.0
26
0.2%
SMALLEST VALUES
0.0
1,921
15.8%
1.0
2,686
22.1%
2.0
2,267
18.6%
3.0
1,726
14.2%
4.0
1,203
9.9%
5.0
790
6.5%
6.0
539
4.4%
7.0
353
2.9%
8.0
231
1.9%
9.0
152
1.2%
10.0
95
0.8%
11.0
70
0.6%
12.0
47
0.4%
13.0
26
0.2%
14.0
27
0.2%
LARGEST VALUES
28.0
2
<0.1%
27.0
1
<0.1%
26.0
1
<0.1%
24.0
2
<0.1%
23.0
1
<0.1%
22.0
1
<0.1%
21.0
5
<0.1%
20.0
4
<0.1%
19.0
4
<0.1%
18.0
2
<0.1%
17.0
7
<0.1%
16.0
9
<0.1%
15.0
8
<0.1%
14.0
27
0.2%
13.0
26
0.2%
max_bal_bc
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
revol_bal
0.57
total_bc_limit
0.56
total_rev_hi_lim
0.44
loan_amnt
0.37
installment
0.36
bc_util
0.36
tot_hi_cred_lim
0.36
total_bal_ex_mort
0.34
tot_cur_bal
0.32
out_prncp
0.32
out_prncp_inv
0.32
total_pymnt_inv
0.28
total_pymnt
0.28
total_rec_prncp
0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.14
pub_rec
0.11
pub_rec_bankruptcies
0.11
inq_last_6mths
0.08
open_il_12m
0.08
loan_status
0.06
initial_list_status
0.04
collections_12_mths_ex_med
0.04
verification_status
0.02
delinq_amnt
0.02
hardship_flag
0.02
chargeoff_within_12_mths
0.01
acc_now_delinq
0.01
num_tl_30dpd
0.01
MOST FREQUENT VALUES
0.0
180
1.5%
3000.0
9
<0.1%
8.0
7
<0.1%
1846.0
7
<0.1%
2988.0
7
<0.1%
2001.0
6
<0.1%
4500.0
6
<0.1%
2499.0
6
<0.1%
4395.0
6
<0.1%
1193.0
6
<0.1%
2482.0
6
<0.1%
2872.0
6
<0.1%
4695.0
6
<0.1%
2920.0
6
<0.1%
1091.0
6
<0.1%
SMALLEST VALUES
0.0
180
1.5%
1.0
1
<0.1%
2.0
1
<0.1%
4.0
3
<0.1%
5.0
1
<0.1%
6.0
4
<0.1%
7.0
2
<0.1%
8.0
7
<0.1%
9.0
5
<0.1%
10.0
1
<0.1%
12.0
1
<0.1%
14.0
2
<0.1%
15.0
1
<0.1%
16.0
1
<0.1%
17.0
2
<0.1%
LARGEST VALUES
70024.0
1
<0.1%
62456.0
1
<0.1%
61629.0
1
<0.1%
50760.0
1
<0.1%
49849.0
1
<0.1%
49489.0
1
<0.1%
48799.0
1
<0.1%
39651.0
1
<0.1%
39371.0
1
<0.1%
38856.0
1
<0.1%
38401.0
1
<0.1%
38029.0
1
<0.1%
37742.0
1
<0.1%
36155.0
1
<0.1%
36131.0
1
<0.1%
all_util
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
bc_util
0.56
il_util
0.54
bc_open_to_buy
-0.50
percent_bc_gt_75
0.45
open_act_il
0.35
total_bc_limit
-0.31
int_rate
0.29
total_bal_il
0.27
total_bal_ex_mort
0.27
num_op_rev_tl
-0.26
total_rev_hi_lim
-0.26
num_bc_sats
-0.26
num_bc_tl
-0.25
num_rev_accts
-0.25

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.13
verification_status
0.10
inq_last_6mths
0.08
loan_status
0.06
home_ownership
0.06
application_type
0.04
collections_12_mths_ex_med
0.03
hardship_flag
0.03
pub_rec
0.03
pub_rec_bankruptcies
0.03
chargeoff_within_12_mths
0.02
initial_list_status
0.02
acc_now_delinq
0.01
num_tl_30dpd
0.01
MOST FREQUENT VALUES
60.0
279
2.3%
66.0
279
2.3%
64.0
273
2.2%
53.0
268
2.2%
67.0
267
2.2%
59.0
267
2.2%
57.0
267
2.2%
55.0
266
2.2%
58.0
264
2.2%
52.0
258
2.1%
56.0
257
2.1%
65.0
256
2.1%
61.0
256
2.1%
63.0
254
2.1%
49.0
248
2.0%
SMALLEST VALUES
4.0
1
<0.1%
5.0
1
<0.1%
6.0
2
<0.1%
7.0
4
<0.1%
8.0
5
<0.1%
9.0
9
<0.1%
10.0
7
<0.1%
11.0
13
0.1%
12.0
11
<0.1%
13.0
15
0.1%
14.0
23
0.2%
15.0
19
0.2%
16.0
26
0.2%
17.0
23
0.2%
18.0
30
0.2%
LARGEST VALUES
183.0
1
<0.1%
174.0
1
<0.1%
146.0
1
<0.1%
133.0
1
<0.1%
132.0
2
<0.1%
130.0
1
<0.1%
129.0
1
<0.1%
128.0
2
<0.1%
127.0
1
<0.1%
126.0
1
<0.1%
122.0
3
<0.1%
120.0
6
<0.1%
119.0
1
<0.1%
118.0
1
<0.1%
117.0
2
<0.1%
total_rev_hi_lim
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_bc_limit
0.77
revol_bal
0.72
bc_open_to_buy
0.67
num_bc_sats
0.51
tot_hi_cred_lim
0.50
num_bc_tl
0.49
num_op_rev_tl
0.48
open_acc
0.45
num_sats
0.45
num_rev_accts
0.45
max_bal_bc
0.44
total_bal_ex_mort
0.41
num_actv_bc_tl
0.40
total_acc
0.39

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.17
inq_last_6mths
0.08
pub_rec
0.07
pub_rec_bankruptcies
0.07
loan_status
0.06
initial_list_status
0.04
open_il_12m
0.04
collections_12_mths_ex_med
0.03
application_type
0.02
chargeoff_within_12_mths
0.01
verification_status
0.01
debt_settlement_flag
0.00
acc_now_delinq
0.00
num_tl_30dpd
0.00
MOST FREQUENT VALUES
22000.0
45
0.4%
8000.0
42
0.3%
21300.0
41
0.3%
14500.0
39
0.3%
8500.0
38
0.3%
12500.0
37
0.3%
14300.0
37
0.3%
19200.0
35
0.3%
10800.0
35
0.3%
16000.0
35
0.3%
13000.0
34
0.3%
20500.0
34
0.3%
13500.0
34
0.3%
13200.0
33
0.3%
17400.0
33
0.3%
SMALLEST VALUES
300.0
2
<0.1%
500.0
5
<0.1%
700.0
1
<0.1%
800.0
2
<0.1%
900.0
2
<0.1%
1000.0
4
<0.1%
1100.0
1
<0.1%
1200.0
2
<0.1%
1300.0
4
<0.1%
1500.0
7
<0.1%
1600.0
1
<0.1%
1700.0
5
<0.1%
1800.0
5
<0.1%
1900.0
2
<0.1%
2000.0
8
<0.1%
LARGEST VALUES
1509101.0
1
<0.1%
599500.0
1
<0.1%
544200.0
1
<0.1%
511700.0
1
<0.1%
482300.0
1
<0.1%
458000.0
1
<0.1%
447500.0
1
<0.1%
438800.0
1
<0.1%
426200.0
1
<0.1%
408900.0
1
<0.1%
406600.0
1
<0.1%
403700.0
1
<0.1%
401300.0
1
<0.1%
393700.0
1
<0.1%
387700.0
1
<0.1%
inq_fi
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
inq_last_12m
0.52
open_il_24m
0.43
acc_open_past_24mths
0.31
mths_since_rcnt_il
-0.25
num_tl_op_past_12m
0.24
mths_since_recent_inq
-0.23
total_acc
0.17
num_il_tl
0.15
open_acc_6m
0.15
total_bal_il
0.15
total_il_high_credit_limit
0.15
il_util
0.15
mo_sin_rcnt_tl
-0.14
open_acc
0.13

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.32
inq_last_6mths
0.24
pub_rec
0.08
pub_rec_bankruptcies
0.08
verification_status
0.07
loan_status
0.06
home_ownership
0.06
hardship_flag
0.03
chargeoff_within_12_mths
0.02
application_type
0.02
debt_settlement_flag
0.01
acc_now_delinq
0.01
delinq_amnt
0.01
num_tl_30dpd
0.01
MOST FREQUENT VALUES
1.0
4,265
35.0%
0.0
3,563
29.3%
2.0
2,140
17.6%
3.0
1,062
8.7%
4.0
538
4.4%
5.0
302
2.5%
6.0
147
1.2%
7.0
64
0.5%
8.0
39
0.3%
9.0
19
0.2%
10.0
15
0.1%
11.0
10
<0.1%
12.0
5
<0.1%
13.0
4
<0.1%
15.0
3
<0.1%
SMALLEST VALUES
0.0
3,563
29.3%
1.0
4,265
35.0%
2.0
2,140
17.6%
3.0
1,062
8.7%
4.0
538
4.4%
5.0
302
2.5%
6.0
147
1.2%
7.0
64
0.5%
8.0
39
0.3%
9.0
19
0.2%
10.0
15
0.1%
11.0
10
<0.1%
12.0
5
<0.1%
13.0
4
<0.1%
14.0
1
<0.1%
LARGEST VALUES
18.0
1
<0.1%
16.0
2
<0.1%
15.0
3
<0.1%
14.0
1
<0.1%
13.0
4
<0.1%
12.0
5
<0.1%
11.0
10
<0.1%
10.0
15
0.1%
9.0
19
0.2%
8.0
39
0.3%
7.0
64
0.5%
6.0
147
1.2%
5.0
302
2.5%
4.0
538
4.4%
3.0
1,062
8.7%
total_cu_tl
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_il_tl
0.32
total_acc
0.32
open_il_24m
0.23
mort_acc
0.20
total_il_high_credit_limit
0.17
tot_hi_cred_lim
0.17
tot_cur_bal
0.16
total_bal_ex_mort
0.15
acc_open_past_24mths
0.14
num_rev_accts
0.14
mo_sin_old_il_acct
0.14
total_bal_il
0.13
open_acc
0.13
num_sats
0.13

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.16
home_ownership
0.14
application_type
0.06
verification_status
0.06
inq_last_6mths
0.03
chargeoff_within_12_mths
0.03
pub_rec
0.02
pub_rec_bankruptcies
0.02
initial_list_status
0.02
loan_status
0.02
collections_12_mths_ex_med
0.01
hardship_flag
0.01
debt_settlement_flag
0.01
acc_now_delinq
0.01
MOST FREQUENT VALUES
0.0
6,065
49.8%
1.0
2,142
17.6%
2.0
1,229
10.1%
3.0
769
6.3%
4.0
543
4.5%
5.0
378
3.1%
6.0
273
2.2%
7.0
187
1.5%
8.0
141
1.2%
9.0
115
0.9%
10.0
84
0.7%
11.0
54
0.4%
12.0
41
0.3%
13.0
36
0.3%
14.0
23
0.2%
SMALLEST VALUES
0.0
6,065
49.8%
1.0
2,142
17.6%
2.0
1,229
10.1%
3.0
769
6.3%
4.0
543
4.5%
5.0
378
3.1%
6.0
273
2.2%
7.0
187
1.5%
8.0
141
1.2%
9.0
115
0.9%
10.0
84
0.7%
11.0
54
0.4%
12.0
41
0.3%
13.0
36
0.3%
14.0
23
0.2%
LARGEST VALUES
44.0
1
<0.1%
38.0
1
<0.1%
35.0
1
<0.1%
34.0
1
<0.1%
33.0
1
<0.1%
31.0
2
<0.1%
30.0
3
<0.1%
27.0
1
<0.1%
26.0
1
<0.1%
24.0
2
<0.1%
23.0
2
<0.1%
22.0
1
<0.1%
21.0
5
<0.1%
20.0
7
<0.1%
19.0
4
<0.1%
inq_last_12m
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_recent_inq
-0.54
inq_fi
0.52
num_tl_op_past_12m
0.44
acc_open_past_24mths
0.36
open_acc_6m
0.30
open_il_24m
0.27
open_rv_12m
0.26
mo_sin_rcnt_tl
-0.25
open_rv_24m
0.25
total_acc
0.22
mths_since_rcnt_il
-0.21
open_acc
0.18
num_sats
0.18
num_rev_accts
0.18

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.46
open_il_12m
0.38
home_ownership
0.11
loan_status
0.08
pub_rec
0.08
pub_rec_bankruptcies
0.08
verification_status
0.07
application_type
0.05
hardship_flag
0.03
collections_12_mths_ex_med
0.02
chargeoff_within_12_mths
0.01
debt_settlement_flag
0.01
acc_now_delinq
0.01
num_tl_30dpd
0.01
MOST FREQUENT VALUES
1.0
3,284
27.0%
0.0
2,414
19.8%
2.0
2,396
19.7%
3.0
1,439
11.8%
4.0
927
7.6%
5.0
563
4.6%
6.0
380
3.1%
7.0
240
2.0%
8.0
165
1.4%
9.0
120
1.0%
10.0
88
0.7%
11.0
47
0.4%
12.0
38
0.3%
13.0
31
0.3%
14.0
13
0.1%
SMALLEST VALUES
0.0
2,414
19.8%
1.0
3,284
27.0%
2.0
2,396
19.7%
3.0
1,439
11.8%
4.0
927
7.6%
5.0
563
4.6%
6.0
380
3.1%
7.0
240
2.0%
8.0
165
1.4%
9.0
120
1.0%
10.0
88
0.7%
11.0
47
0.4%
12.0
38
0.3%
13.0
31
0.3%
14.0
13
0.1%
LARGEST VALUES
40.0
1
<0.1%
34.0
1
<0.1%
25.0
1
<0.1%
24.0
1
<0.1%
22.0
3
<0.1%
20.0
3
<0.1%
19.0
1
<0.1%
18.0
3
<0.1%
17.0
4
<0.1%
16.0
6
<0.1%
15.0
11
<0.1%
14.0
13
0.1%
13.0
31
0.3%
12.0
38
0.3%
11.0
47
0.4%
acc_open_past_24mths
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_rv_24m
0.85
num_tl_op_past_12m
0.78
open_rv_12m
0.67
open_acc_6m
0.57
open_il_24m
0.56
open_acc
0.51
num_sats
0.51
num_op_rev_tl
0.51
mo_sin_rcnt_tl
-0.46
num_rev_accts
0.46
total_acc
0.44
mo_sin_rcnt_rev_tl_op
-0.41
num_bc_tl
0.38
num_bc_sats
0.38

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.43
inq_last_6mths
0.32
pub_rec
0.11
pub_rec_bankruptcies
0.11
home_ownership
0.09
loan_status
0.09
verification_status
0.08
collections_12_mths_ex_med
0.02
application_type
0.02
initial_list_status
0.02
chargeoff_within_12_mths
0.01
acc_now_delinq
0.01
num_tl_30dpd
0.01
hardship_flag
0.01
MOST FREQUENT VALUES
3.0
1,790
14.7%
4.0
1,731
14.2%
2.0
1,567
12.9%
5.0
1,515
12.4%
6.0
1,254
10.3%
1.0
954
7.8%
7.0
903
7.4%
8.0
662
5.4%
9.0
497
4.1%
10.0
337
2.8%
11.0
232
1.9%
0.0
185
1.5%
12.0
174
1.4%
13.0
103
0.8%
14.0
80
0.7%
SMALLEST VALUES
0.0
185
1.5%
1.0
954
7.8%
2.0
1,567
12.9%
3.0
1,790
14.7%
4.0
1,731
14.2%
5.0
1,515
12.4%
6.0
1,254
10.3%
7.0
903
7.4%
8.0
662
5.4%
9.0
497
4.1%
10.0
337
2.8%
11.0
232
1.9%
12.0
174
1.4%
13.0
103
0.8%
14.0
80
0.7%
LARGEST VALUES
32.0
1
<0.1%
31.0
1
<0.1%
30.0
4
<0.1%
27.0
2
<0.1%
26.0
1
<0.1%
25.0
2
<0.1%
24.0
5
<0.1%
23.0
3
<0.1%
22.0
7
<0.1%
21.0
10
<0.1%
20.0
10
<0.1%
19.0
13
0.1%
18.0
18
0.1%
17.0
21
0.2%
16.0
37
0.3%
avg_cur_bal
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_cur_bal
0.84
tot_hi_cred_lim
0.80
mort_acc
0.52
total_bal_ex_mort
0.35
total_il_high_credit_limit
0.30
total_bal_il
0.27
revol_bal
0.27
max_bal_bc
0.25
loan_amnt
0.20
num_op_rev_tl
-0.20
open_rv_24m
-0.19
out_prncp
0.18
out_prncp_inv
0.18
mo_sin_rcnt_rev_tl_op
0.17

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.49
application_type
0.12
open_il_12m
0.08
verification_status
0.07
pub_rec
0.06
pub_rec_bankruptcies
0.06
initial_list_status
0.03
inq_last_6mths
0.03
loan_status
0.02
collections_12_mths_ex_med
0.01
hardship_flag
0.01
chargeoff_within_12_mths
0.01
delinq_amnt
0.01
acc_now_delinq
0.01
MOST FREQUENT VALUES
3780.0
9
<0.1%
2087.0
7
<0.1%
3638.0
6
<0.1%
2135.0
6
<0.1%
2192.0
6
<0.1%
2137.0
6
<0.1%
1898.0
6
<0.1%
3450.0
6
<0.1%
3159.0
5
<0.1%
3997.0
5
<0.1%
3384.0
5
<0.1%
1961.0
5
<0.1%
2708.0
5
<0.1%
1986.0
5
<0.1%
1508.0
5
<0.1%
SMALLEST VALUES
187.0
1
<0.1%
227.0
1
<0.1%
251.0
1
<0.1%
254.0
1
<0.1%
276.0
1
<0.1%
311.0
1
<0.1%
320.0
1
<0.1%
325.0
1
<0.1%
353.0
1
<0.1%
357.0
1
<0.1%
370.0
1
<0.1%
379.0
1
<0.1%
396.0
1
<0.1%
409.0
1
<0.1%
412.0
1
<0.1%
LARGEST VALUES
280148.0
1
<0.1%
224558.0
1
<0.1%
168238.0
1
<0.1%
148637.0
1
<0.1%
142656.0
1
<0.1%
134573.0
1
<0.1%
133415.0
1
<0.1%
133165.0
1
<0.1%
130769.0
1
<0.1%
130641.0
1
<0.1%
128506.0
1
<0.1%
126954.0
1
<0.1%
126745.0
1
<0.1%
124778.0
1
<0.1%
117634.0
1
<0.1%
bc_open_to_buy
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_bc_limit
0.87
total_rev_hi_lim
0.67
num_bc_sats
0.59
num_bc_tl
0.55
bc_util
-0.52
all_util
-0.50
num_op_rev_tl
0.45
percent_bc_gt_75
-0.42
num_rev_accts
0.41
num_sats
0.40
open_acc
0.40
num_actv_bc_tl
0.34
total_acc
0.32
tot_hi_cred_lim
0.27

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.13
home_ownership
0.09
open_il_12m
0.08
loan_status
0.07
pub_rec
0.06
pub_rec_bankruptcies
0.06
verification_status
0.06
application_type
0.05
initial_list_status
0.04
collections_12_mths_ex_med
0.02
chargeoff_within_12_mths
0.01
acc_now_delinq
0.00
num_tl_30dpd
0.00
debt_settlement_flag
0.00
MOST FREQUENT VALUES
0.0
118
1.0%
500.0
12
<0.1%
4000.0
8
<0.1%
2000.0
7
<0.1%
171.0
7
<0.1%
214.0
7
<0.1%
2500.0
7
<0.1%
1500.0
6
<0.1%
1000.0
6
<0.1%
2.0
6
<0.1%
557.0
6
<0.1%
2400.0
5
<0.1%
3000.0
5
<0.1%
2591.0
5
<0.1%
5555.0
5
<0.1%
SMALLEST VALUES
0.0
118
1.0%
1.0
1
<0.1%
2.0
6
<0.1%
3.0
1
<0.1%
4.0
3
<0.1%
6.0
2
<0.1%
7.0
1
<0.1%
8.0
4
<0.1%
10.0
3
<0.1%
13.0
1
<0.1%
14.0
2
<0.1%
16.0
1
<0.1%
20.0
1
<0.1%
21.0
2
<0.1%
23.0
3
<0.1%
LARGEST VALUES
278446.0
1
<0.1%
193794.0
1
<0.1%
171911.0
1
<0.1%
168308.0
1
<0.1%
167331.0
1
<0.1%
163920.0
1
<0.1%
162860.0
1
<0.1%
161828.0
1
<0.1%
160676.0
1
<0.1%
153050.0
1
<0.1%
151987.0
1
<0.1%
150994.0
1
<0.1%
146420.0
1
<0.1%
146102.0
1
<0.1%
144937.0
1
<0.1%
bc_util
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
percent_bc_gt_75
0.83
all_util
0.56
bc_open_to_buy
-0.52
max_bal_bc
0.36
int_rate
0.26
num_tl_op_past_12m
-0.24
revol_bal
0.23
acc_open_past_24mths
-0.22
open_acc_6m
-0.21
total_bc_limit
-0.21
open_rv_24m
-0.20
mo_sin_rcnt_tl
0.20
open_rv_12m
-0.19
num_bc_tl
-0.18

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.16
inq_last_6mths
0.16
home_ownership
0.06
verification_status
0.05
pub_rec
0.05
pub_rec_bankruptcies
0.05
loan_status
0.05
collections_12_mths_ex_med
0.03
chargeoff_within_12_mths
0.01
hardship_flag
0.00
initial_list_status
0.00
application_type
0.00
delinq_amnt
0.00
acc_now_delinq
0.00
MOST FREQUENT VALUES
0.0
193
1.6%
47.1
26
0.2%
45.8
25
0.2%
43.9
23
0.2%
44.7
23
0.2%
48.0
22
0.2%
41.8
22
0.2%
35.8
22
0.2%
48.1
22
0.2%
34.6
21
0.2%
49.5
21
0.2%
32.2
21
0.2%
38.1
21
0.2%
66.2
20
0.2%
44.6
20
0.2%
SMALLEST VALUES
0.0
193
1.6%
0.1
13
0.1%
0.2
17
0.1%
0.3
10
<0.1%
0.4
7
<0.1%
0.5
4
<0.1%
0.6
12
<0.1%
0.7
9
<0.1%
0.8
7
<0.1%
0.9
9
<0.1%
1.0
10
<0.1%
1.1
6
<0.1%
1.2
5
<0.1%
1.3
4
<0.1%
1.4
12
<0.1%
LARGEST VALUES
136.8
1
<0.1%
133.1
1
<0.1%
125.6
1
<0.1%
114.8
1
<0.1%
113.1
1
<0.1%
109.3
1
<0.1%
108.1
1
<0.1%
106.6
1
<0.1%
106.0
1
<0.1%
105.4
1
<0.1%
104.8
1
<0.1%
104.5
2
<0.1%
104.2
2
<0.1%
104.0
1
<0.1%
103.9
1
<0.1%
chargeoff_within_12_mths
MISSING:
---
TOP CATEGORIES
0.0
12,117
>99%
1.0
61
<1%
2.0
2
<1%
ALL
12,180
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
chargeoff_within_12_mths
PROVIDES INFORMATION ON...
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
num_tl_120dpd_2m
1.00
tax_liens
1.00
collections_12_mths_ex_med
0.01
debt_settlement_flag
0.00
acc_now_delinq
0.00
delinq_amnt
0.00
num_tl_30dpd
0.00
inq_last_6mths
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00

THESE FEATURES
GIVE INFORMATION
ON chargeoff_within_12_mths:
collections_12_mths_ex_med
0.04
inq_last_6mths
0.01
open_il_12m
0.01
verification_status
0.01
home_ownership
0.01
pub_rec
0.00
pub_rec_bankruptcies
0.00
application_type
0.00
loan_status
0.00
initial_list_status
0.00
hardship_flag
0.00
debt_settlement_flag
0.00
acc_now_delinq
0.00
delinq_amnt
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
chargeoff_within_12_mths
CORRELATION RATIO WITH...
num_tl_90g_dpd_24m
0.18
delinq_2yrs
0.12
num_accts_ever_120_pd
0.07
pct_tl_nvr_dlq
0.06
mo_sin_old_rev_tl_op
0.03
total_cu_tl
0.03
mths_since_recent_inq
0.03
total_rec_late_fee
0.03
inq_fi
0.02
open_acc_6m
0.02
mo_sin_rcnt_tl
0.02
percent_bc_gt_75
0.02
num_tl_op_past_12m
0.02
all_util
0.02
delinq_amnt
MISSING:
---
TOP CATEGORIES
0.0
12,179
>99%
15.0
1
<1%
ALL
12,180
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
delinq_amnt
PROVIDES INFORMATION ON...
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
num_tl_120dpd_2m
1.00
tax_liens
1.00
verification_status
0.00
loan_status
0.00
open_il_12m
0.00
home_ownership
0.00
inq_last_6mths
0.00
application_type
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00

THESE FEATURES
GIVE INFORMATION
ON delinq_amnt:
verification_status
0.17
open_il_12m
0.10
home_ownership
0.07
loan_status
0.07
inq_last_6mths
0.05
application_type
0.02
pub_rec
0.01
pub_rec_bankruptcies
0.01
initial_list_status
0.01
hardship_flag
0.00
collections_12_mths_ex_med
0.00
chargeoff_within_12_mths
0.00
debt_settlement_flag
0.00
acc_now_delinq
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
delinq_amnt
CORRELATION RATIO WITH...
il_util
0.03
mo_sin_rcnt_rev_tl_op
0.02
total_rec_prncp
0.02
total_pymnt_inv
0.02
total_pymnt
0.02
installment
0.02
max_bal_bc
0.02
loan_amnt
0.02
Unnamed: 0
0.01
df_index
0.01
mths_since_recent_bc
0.01
int_rate
0.01
open_rv_24m
0.01
mort_acc
0.01
mo_sin_old_il_acct
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_il_tl
0.45
total_acc
0.39
total_il_high_credit_limit
0.29
total_bal_ex_mort
0.28
total_bal_il
0.26
open_act_il
0.23
tot_hi_cred_lim
0.23
tot_cur_bal
0.22
mo_sin_old_rev_tl_op
0.21
mort_acc
0.20
open_acc
0.19
num_sats
0.19
avg_cur_bal
0.15
max_bal_bc
0.15

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.17
open_il_12m
0.06
loan_status
0.04
collections_12_mths_ex_med
0.02
inq_last_6mths
0.02
verification_status
0.02
hardship_flag
0.01
pub_rec
0.01
pub_rec_bankruptcies
0.01
chargeoff_within_12_mths
0.01
application_type
0.01
debt_settlement_flag
0.00
delinq_amnt
0.00
initial_list_status
0.00
MOST FREQUENT VALUES
135.0
121
1.0%
145.0
119
1.0%
150.0
118
1.0%
154.0
116
1.0%
143.0
116
1.0%
136.0
114
0.9%
134.0
113
0.9%
149.0
109
0.9%
148.0
108
0.9%
133.0
108
0.9%
158.0
108
0.9%
155.0
107
0.9%
141.0
105
0.9%
137.0
105
0.9%
140.0
104
0.9%
SMALLEST VALUES
0.0
1
<0.1%
1.0
5
<0.1%
2.0
6
<0.1%
3.0
9
<0.1%
4.0
14
0.1%
5.0
8
<0.1%
6.0
15
0.1%
7.0
16
0.1%
8.0
16
0.1%
9.0
25
0.2%
10.0
25
0.2%
11.0
31
0.3%
12.0
27
0.2%
13.0
42
0.3%
14.0
35
0.3%
LARGEST VALUES
477.0
1
<0.1%
432.0
1
<0.1%
431.0
1
<0.1%
427.0
1
<0.1%
416.0
1
<0.1%
414.0
1
<0.1%
399.0
1
<0.1%
394.0
1
<0.1%
389.0
1
<0.1%
383.0
1
<0.1%
377.0
3
<0.1%
369.0
1
<0.1%
366.0
2
<0.1%
365.0
1
<0.1%
364.0
1
<0.1%
mo_sin_old_rev_tl_op
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_rev_accts
0.30
total_rev_hi_lim
0.28
mort_acc
0.28
total_acc
0.28
revol_bal
0.26
total_bc_limit
0.26
num_bc_tl
0.26
tot_hi_cred_lim
0.25
max_bal_bc
0.24
tot_cur_bal
0.21
mo_sin_old_il_acct
0.21
bc_open_to_buy
0.17
total_bal_ex_mort
0.15
mths_since_recent_bc
0.15

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.20
loan_status
0.07
verification_status
0.06
chargeoff_within_12_mths
0.03
inq_last_6mths
0.03
collections_12_mths_ex_med
0.03
initial_list_status
0.02
open_il_12m
0.02
pub_rec
0.02
pub_rec_bankruptcies
0.02
application_type
0.02
hardship_flag
0.01
delinq_amnt
0.00
debt_settlement_flag
0.00
MOST FREQUENT VALUES
145.0
86
0.7%
147.0
81
0.7%
139.0
78
0.6%
150.0
76
0.6%
85.0
75
0.6%
155.0
75
0.6%
166.0
74
0.6%
132.0
73
0.6%
93.0
73
0.6%
161.0
71
0.6%
151.0
71
0.6%
165.0
69
0.6%
140.0
68
0.6%
57.0
68
0.6%
148.0
67
0.6%
SMALLEST VALUES
4.0
1
<0.1%
6.0
1
<0.1%
7.0
1
<0.1%
8.0
1
<0.1%
11.0
2
<0.1%
13.0
2
<0.1%
14.0
2
<0.1%
15.0
3
<0.1%
16.0
3
<0.1%
17.0
4
<0.1%
18.0
2
<0.1%
19.0
4
<0.1%
20.0
10
<0.1%
21.0
7
<0.1%
22.0
5
<0.1%
LARGEST VALUES
696.0
1
<0.1%
692.0
1
<0.1%
661.0
1
<0.1%
655.0
1
<0.1%
649.0
1
<0.1%
639.0
1
<0.1%
633.0
1
<0.1%
627.0
1
<0.1%
624.0
1
<0.1%
621.0
1
<0.1%
618.0
1
<0.1%
613.0
1
<0.1%
612.0
1
<0.1%
608.0
1
<0.1%
602.0
1
<0.1%
mo_sin_rcnt_rev_tl_op
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mths_since_recent_bc
0.65
open_rv_12m
-0.48
mo_sin_rcnt_tl
0.48
open_rv_24m
-0.47
num_tl_op_past_12m
-0.41
acc_open_past_24mths
-0.41
open_acc_6m
-0.36
num_op_rev_tl
-0.30
num_rev_accts
-0.26
open_acc
-0.24
num_sats
-0.24
num_bc_sats
-0.23
num_rev_tl_bal_gt_0
-0.23
num_actv_rev_tl
-0.23

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.20
pub_rec
0.07
pub_rec_bankruptcies
0.07
loan_status
0.06
application_type
0.05
open_il_12m
0.04
home_ownership
0.03
verification_status
0.03
delinq_amnt
0.02
collections_12_mths_ex_med
0.02
hardship_flag
0.01
chargeoff_within_12_mths
0.01
debt_settlement_flag
0.00
acc_now_delinq
0.00
MOST FREQUENT VALUES
2.0
987
8.1%
3.0
921
7.6%
1.0
820
6.7%
4.0
804
6.6%
5.0
751
6.2%
6.0
653
5.4%
7.0
625
5.1%
8.0
487
4.0%
9.0
429
3.5%
10.0
404
3.3%
11.0
370
3.0%
12.0
367
3.0%
13.0
332
2.7%
14.0
292
2.4%
15.0
250
2.1%
SMALLEST VALUES
0.0
207
1.7%
1.0
820
6.7%
2.0
987
8.1%
3.0
921
7.6%
4.0
804
6.6%
5.0
751
6.2%
6.0
653
5.4%
7.0
625
5.1%
8.0
487
4.0%
9.0
429
3.5%
10.0
404
3.3%
11.0
370
3.0%
12.0
367
3.0%
13.0
332
2.7%
14.0
292
2.4%
LARGEST VALUES
222.0
1
<0.1%
213.0
1
<0.1%
172.0
1
<0.1%
165.0
1
<0.1%
163.0
1
<0.1%
156.0
1
<0.1%
155.0
1
<0.1%
151.0
1
<0.1%
149.0
1
<0.1%
148.0
2
<0.1%
147.0
2
<0.1%
146.0
1
<0.1%
144.0
1
<0.1%
142.0
1
<0.1%
141.0
3
<0.1%
mo_sin_rcnt_tl
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_acc_6m
-0.59
num_tl_op_past_12m
-0.56
mo_sin_rcnt_rev_tl_op
0.48
acc_open_past_24mths
-0.46
open_rv_12m
-0.44
mths_since_rcnt_il
0.36
open_rv_24m
-0.36
mths_since_recent_inq
0.34
mths_since_recent_bc
0.30
open_il_24m
-0.30
inq_last_12m
-0.25
num_sats
-0.22
open_acc
-0.22
il_util
-0.21

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.42
inq_last_6mths
0.30
home_ownership
0.06
loan_status
0.06
verification_status
0.05
pub_rec
0.05
pub_rec_bankruptcies
0.05
collections_12_mths_ex_med
0.03
chargeoff_within_12_mths
0.02
acc_now_delinq
0.02
num_tl_30dpd
0.02
application_type
0.01
hardship_flag
0.01
delinq_amnt
0.00
MOST FREQUENT VALUES
2.0
1,483
12.2%
3.0
1,350
11.1%
4.0
1,228
10.1%
1.0
1,134
9.3%
5.0
1,024
8.4%
6.0
822
6.7%
7.0
784
6.4%
8.0
598
4.9%
9.0
538
4.4%
10.0
453
3.7%
11.0
365
3.0%
12.0
350
2.9%
13.0
310
2.5%
14.0
274
2.2%
0.0
216
1.8%
SMALLEST VALUES
0.0
216
1.8%
1.0
1,134
9.3%
2.0
1,483
12.2%
3.0
1,350
11.1%
4.0
1,228
10.1%
5.0
1,024
8.4%
6.0
822
6.7%
7.0
784
6.4%
8.0
598
4.9%
9.0
538
4.4%
10.0
453
3.7%
11.0
365
3.0%
12.0
350
2.9%
13.0
310
2.5%
14.0
274
2.2%
LARGEST VALUES
86.0
1
<0.1%
77.0
1
<0.1%
56.0
1
<0.1%
54.0
2
<0.1%
52.0
1
<0.1%
51.0
1
<0.1%
48.0
2
<0.1%
47.0
3
<0.1%
46.0
2
<0.1%
44.0
2
<0.1%
43.0
3
<0.1%
42.0
1
<0.1%
41.0
5
<0.1%
39.0
5
<0.1%
38.0
3
<0.1%
mort_acc
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_hi_cred_lim
0.60
tot_cur_bal
0.59
avg_cur_bal
0.52
total_acc
0.34
mo_sin_old_rev_tl_op
0.28
revol_bal
0.24
total_rev_hi_lim
0.23
max_bal_bc
0.22
total_bal_ex_mort
0.20
total_cu_tl
0.20
mo_sin_old_il_acct
0.20
total_bc_limit
0.20
loan_amnt
0.20
total_il_high_credit_limit
0.18

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.55
application_type
0.10
open_il_12m
0.10
verification_status
0.07
loan_status
0.06
pub_rec
0.05
pub_rec_bankruptcies
0.05
initial_list_status
0.05
inq_last_6mths
0.05
hardship_flag
0.02
chargeoff_within_12_mths
0.01
collections_12_mths_ex_med
0.01
delinq_amnt
0.01
acc_now_delinq
0.01
MOST FREQUENT VALUES
0.0
5,743
47.2%
1.0
2,139
17.6%
2.0
1,826
15.0%
3.0
1,160
9.5%
4.0
661
5.4%
5.0
350
2.9%
6.0
159
1.3%
7.0
73
0.6%
8.0
37
0.3%
9.0
11
<0.1%
11.0
8
<0.1%
10.0
8
<0.1%
12.0
2
<0.1%
20.0
1
<0.1%
14.0
1
<0.1%
SMALLEST VALUES
0.0
5,743
47.2%
1.0
2,139
17.6%
2.0
1,826
15.0%
3.0
1,160
9.5%
4.0
661
5.4%
5.0
350
2.9%
6.0
159
1.3%
7.0
73
0.6%
8.0
37
0.3%
9.0
11
<0.1%
10.0
8
<0.1%
11.0
8
<0.1%
12.0
2
<0.1%
13.0
1
<0.1%
14.0
1
<0.1%
LARGEST VALUES
20.0
1
<0.1%
14.0
1
<0.1%
13.0
1
<0.1%
12.0
2
<0.1%
11.0
8
<0.1%
10.0
8
<0.1%
9.0
11
<0.1%
8.0
37
0.3%
7.0
73
0.6%
6.0
159
1.3%
5.0
350
2.9%
4.0
661
5.4%
3.0
1,160
9.5%
2.0
1,826
15.0%
1.0
2,139
17.6%
mths_since_recent_bc
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
mo_sin_rcnt_rev_tl_op
0.65
open_rv_24m
-0.40
open_rv_12m
-0.37
acc_open_past_24mths
-0.34
num_bc_sats
-0.32
num_tl_op_past_12m
-0.31
mo_sin_rcnt_tl
0.30
num_op_rev_tl
-0.28
num_actv_bc_tl
-0.27
num_bc_tl
-0.27
open_acc_6m
-0.25
num_sats
-0.23
open_acc
-0.23
num_rev_tl_bal_gt_0
-0.23

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.14
application_type
0.06
loan_status
0.06
pub_rec
0.06
pub_rec_bankruptcies
0.06
home_ownership
0.06
open_il_12m
0.04
verification_status
0.02
collections_12_mths_ex_med
0.02
hardship_flag
0.02
debt_settlement_flag
0.01
delinq_amnt
0.01
chargeoff_within_12_mths
0.01
initial_list_status
0.00
MOST FREQUENT VALUES
2.0
637
5.2%
3.0
622
5.1%
4.0
589
4.8%
5.0
552
4.5%
7.0
549
4.5%
6.0
529
4.3%
1.0
452
3.7%
8.0
423
3.5%
9.0
400
3.3%
11.0
371
3.0%
10.0
370
3.0%
12.0
345
2.8%
13.0
324
2.7%
14.0
286
2.3%
15.0
248
2.0%
SMALLEST VALUES
0.0
93
0.8%
1.0
452
3.7%
2.0
637
5.2%
3.0
622
5.1%
4.0
589
4.8%
5.0
552
4.5%
6.0
529
4.3%
7.0
549
4.5%
8.0
423
3.5%
9.0
400
3.3%
10.0
370
3.0%
11.0
371
3.0%
12.0
345
2.8%
13.0
324
2.7%
14.0
286
2.3%
LARGEST VALUES
416.0
1
<0.1%
400.0
1
<0.1%
399.0
1
<0.1%
390.0
1
<0.1%
375.0
1
<0.1%
325.0
1
<0.1%
324.0
1
<0.1%
319.0
1
<0.1%
296.0
1
<0.1%
295.0
1
<0.1%
293.0
1
<0.1%
279.0
1
<0.1%
272.0
1
<0.1%
265.0
1
<0.1%
262.0
1
<0.1%
mths_since_recent_inq
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
inq_last_12m
-0.54
mo_sin_rcnt_tl
0.34
open_acc_6m
-0.34
num_tl_op_past_12m
-0.33
acc_open_past_24mths
-0.26
open_rv_12m
-0.23
inq_fi
-0.23
open_rv_24m
-0.20
mo_sin_rcnt_rev_tl_op
0.17
mths_since_rcnt_il
0.17
total_acc
-0.16
open_il_24m
-0.15
bc_util
0.15
open_acc
-0.15

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.64
open_il_12m
0.27
home_ownership
0.08
loan_status
0.08
verification_status
0.07
pub_rec
0.05
pub_rec_bankruptcies
0.05
chargeoff_within_12_mths
0.03
hardship_flag
0.02
acc_now_delinq
0.02
num_tl_30dpd
0.02
collections_12_mths_ex_med
0.02
application_type
0.01
debt_settlement_flag
0.00
MOST FREQUENT VALUES
1.0
1,182
9.7%
2.0
1,140
9.4%
4.0
976
8.0%
0.0
940
7.7%
3.0
934
7.7%
5.0
811
6.7%
6.0
687
5.6%
7.0
652
5.4%
9.0
562
4.6%
8.0
540
4.4%
10.0
519
4.3%
11.0
433
3.6%
12.0
393
3.2%
13.0
369
3.0%
14.0
355
2.9%
SMALLEST VALUES
0.0
940
7.7%
1.0
1,182
9.7%
2.0
1,140
9.4%
3.0
934
7.7%
4.0
976
8.0%
5.0
811
6.7%
6.0
687
5.6%
7.0
652
5.4%
8.0
540
4.4%
9.0
562
4.6%
10.0
519
4.3%
11.0
433
3.6%
12.0
393
3.2%
13.0
369
3.0%
14.0
355
2.9%
LARGEST VALUES
24.0
52
0.4%
23.0
108
0.9%
22.0
117
1.0%
21.0
167
1.4%
20.0
162
1.3%
19.0
172
1.4%
18.0
173
1.4%
17.0
210
1.7%
16.0
245
2.0%
15.0
281
2.3%
14.0
355
2.9%
13.0
369
3.0%
12.0
393
3.2%
11.0
433
3.6%
10.0
519
4.3%
num_accts_ever_120_pd
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
pct_tl_nvr_dlq
-0.61
num_tl_90g_dpd_24m
0.27
delinq_2yrs
0.19
total_acc
0.15
num_il_tl
0.14
tot_coll_amt
0.13
total_bc_limit
-0.13
mo_sin_old_il_acct
0.13
acc_open_past_24mths
0.10
total_rev_hi_lim
-0.10
open_rv_24m
0.10
max_bal_bc
-0.10
bc_open_to_buy
-0.10
num_tl_op_past_12m
0.10

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
chargeoff_within_12_mths
0.07
inq_last_6mths
0.06
pub_rec
0.05
pub_rec_bankruptcies
0.05
open_il_12m
0.05
loan_status
0.03
application_type
0.02
collections_12_mths_ex_med
0.02
verification_status
0.02
home_ownership
0.02
debt_settlement_flag
0.02
initial_list_status
0.02
delinq_amnt
0.00
acc_now_delinq
0.00
MOST FREQUENT VALUES
0.0
9,392
77.1%
1.0
1,525
12.5%
2.0
521
4.3%
3.0
244
2.0%
4.0
160
1.3%
5.0
99
0.8%
6.0
81
0.7%
7.0
52
0.4%
8.0
30
0.2%
9.0
24
0.2%
10.0
19
0.2%
12.0
8
<0.1%
15.0
7
<0.1%
11.0
6
<0.1%
14.0
3
<0.1%
SMALLEST VALUES
0.0
9,392
77.1%
1.0
1,525
12.5%
2.0
521
4.3%
3.0
244
2.0%
4.0
160
1.3%
5.0
99
0.8%
6.0
81
0.7%
7.0
52
0.4%
8.0
30
0.2%
9.0
24
0.2%
10.0
19
0.2%
11.0
6
<0.1%
12.0
8
<0.1%
13.0
3
<0.1%
14.0
3
<0.1%
LARGEST VALUES
28.0
1
<0.1%
25.0
1
<0.1%
22.0
1
<0.1%
19.0
1
<0.1%
18.0
1
<0.1%
16.0
1
<0.1%
15.0
7
<0.1%
14.0
3
<0.1%
13.0
3
<0.1%
12.0
8
<0.1%
11.0
6
<0.1%
10.0
19
0.2%
9.0
24
0.2%
8.0
30
0.2%
7.0
52
0.4%
num_actv_bc_tl
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_actv_rev_tl
0.86
num_rev_tl_bal_gt_0
0.86
num_bc_sats
0.84
num_op_rev_tl
0.69
num_bc_tl
0.67
num_sats
0.59
open_acc
0.59
total_bc_limit
0.52
num_rev_accts
0.52
total_rev_hi_lim
0.40
total_acc
0.35
revol_bal
0.34
bc_open_to_buy
0.34
open_rv_24m
0.33

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
application_type
0.10
inq_last_6mths
0.08
pub_rec
0.04
pub_rec_bankruptcies
0.04
open_il_12m
0.03
verification_status
0.03
home_ownership
0.03
loan_status
0.03
initial_list_status
0.02
collections_12_mths_ex_med
0.02
hardship_flag
0.02
chargeoff_within_12_mths
0.01
acc_now_delinq
0.01
num_tl_30dpd
0.01
MOST FREQUENT VALUES
3.0
2,425
19.9%
2.0
2,208
18.1%
4.0
1,938
15.9%
5.0
1,422
11.7%
1.0
1,352
11.1%
6.0
973
8.0%
7.0
606
5.0%
8.0
394
3.2%
9.0
255
2.1%
0.0
181
1.5%
10.0
147
1.2%
11.0
90
0.7%
12.0
72
0.6%
13.0
37
0.3%
14.0
27
0.2%
SMALLEST VALUES
0.0
181
1.5%
1.0
1,352
11.1%
2.0
2,208
18.1%
3.0
2,425
19.9%
4.0
1,938
15.9%
5.0
1,422
11.7%
6.0
973
8.0%
7.0
606
5.0%
8.0
394
3.2%
9.0
255
2.1%
10.0
147
1.2%
11.0
90
0.7%
12.0
72
0.6%
13.0
37
0.3%
14.0
27
0.2%
LARGEST VALUES
29.0
1
<0.1%
26.0
1
<0.1%
22.0
2
<0.1%
21.0
2
<0.1%
20.0
3
<0.1%
19.0
2
<0.1%
18.0
4
<0.1%
17.0
13
0.1%
16.0
11
<0.1%
15.0
14
0.1%
14.0
27
0.2%
13.0
37
0.3%
12.0
72
0.6%
11.0
90
0.7%
10.0
147
1.2%
num_actv_rev_tl
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_rev_tl_bal_gt_0
1.00
num_actv_bc_tl
0.86
num_op_rev_tl
0.81
num_bc_sats
0.71
num_sats
0.70
open_acc
0.70
num_rev_accts
0.63
num_bc_tl
0.58
total_acc
0.45
open_rv_24m
0.42
total_rev_hi_lim
0.38
total_bc_limit
0.37
revol_bal
0.34
acc_open_past_24mths
0.34

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.10
application_type
0.07
home_ownership
0.07
loan_status
0.03
verification_status
0.03
open_il_12m
0.03
hardship_flag
0.03
collections_12_mths_ex_med
0.03
pub_rec
0.02
pub_rec_bankruptcies
0.02
initial_list_status
0.02
chargeoff_within_12_mths
0.02
acc_now_delinq
0.01
num_tl_30dpd
0.01
MOST FREQUENT VALUES
4.0
1,745
14.3%
5.0
1,616
13.3%
3.0
1,598
13.1%
6.0
1,372
11.3%
2.0
1,149
9.4%
7.0
1,085
8.9%
8.0
879
7.2%
9.0
620
5.1%
1.0
461
3.8%
10.0
461
3.8%
11.0
305
2.5%
12.0
221
1.8%
13.0
167
1.4%
14.0
125
1.0%
15.0
96
0.8%
SMALLEST VALUES
0.0
58
0.5%
1.0
461
3.8%
2.0
1,149
9.4%
3.0
1,598
13.1%
4.0
1,745
14.3%
5.0
1,616
13.3%
6.0
1,372
11.3%
7.0
1,085
8.9%
8.0
879
7.2%
9.0
620
5.1%
10.0
461
3.8%
11.0
305
2.5%
12.0
221
1.8%
13.0
167
1.4%
14.0
125
1.0%
LARGEST VALUES
42.0
1
<0.1%
33.0
2
<0.1%
30.0
1
<0.1%
29.0
1
<0.1%
28.0
1
<0.1%
27.0
1
<0.1%
26.0
3
<0.1%
25.0
5
<0.1%
24.0
6
<0.1%
23.0
11
<0.1%
22.0
11
<0.1%
21.0
4
<0.1%
20.0
15
0.1%
19.0
24
0.2%
18.0
38
0.3%
num_bc_sats
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_actv_bc_tl
0.84
num_bc_tl
0.84
num_op_rev_tl
0.83
num_sats
0.71
open_acc
0.71
num_rev_tl_bal_gt_0
0.71
num_actv_rev_tl
0.71
num_rev_accts
0.67
total_bc_limit
0.66
bc_open_to_buy
0.59
total_rev_hi_lim
0.51
total_acc
0.47
open_rv_24m
0.44
acc_open_past_24mths
0.38

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.16
application_type
0.10
home_ownership
0.05
pub_rec
0.04
pub_rec_bankruptcies
0.04
open_il_12m
0.04
verification_status
0.03
initial_list_status
0.03
collections_12_mths_ex_med
0.03
loan_status
0.02
hardship_flag
0.02
chargeoff_within_12_mths
0.01
acc_now_delinq
0.00
num_tl_30dpd
0.00
MOST FREQUENT VALUES
4.0
1,913
15.7%
3.0
1,868
15.3%
5.0
1,592
13.1%
2.0
1,447
11.9%
6.0
1,242
10.2%
7.0
966
7.9%
1.0
759
6.2%
8.0
720
5.9%
9.0
488
4.0%
10.0
341
2.8%
11.0
245
2.0%
12.0
163
1.3%
13.0
110
0.9%
14.0
94
0.8%
15.0
62
0.5%
SMALLEST VALUES
1.0
759
6.2%
2.0
1,447
11.9%
3.0
1,868
15.3%
4.0
1,913
15.7%
5.0
1,592
13.1%
6.0
1,242
10.2%
7.0
966
7.9%
8.0
720
5.9%
9.0
488
4.0%
10.0
341
2.8%
11.0
245
2.0%
12.0
163
1.3%
13.0
110
0.9%
14.0
94
0.8%
15.0
62
0.5%
LARGEST VALUES
33.0
1
<0.1%
31.0
1
<0.1%
30.0
2
<0.1%
28.0
1
<0.1%
27.0
1
<0.1%
26.0
2
<0.1%
25.0
1
<0.1%
24.0
3
<0.1%
23.0
3
<0.1%
22.0
8
<0.1%
21.0
10
<0.1%
20.0
15
0.1%
19.0
18
0.1%
18.0
22
0.2%
17.0
41
0.3%
num_bc_tl
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_rev_accts
0.84
num_bc_sats
0.84
num_op_rev_tl
0.73
num_actv_bc_tl
0.67
open_acc
0.64
num_sats
0.63
total_acc
0.62
total_bc_limit
0.60
num_rev_tl_bal_gt_0
0.58
num_actv_rev_tl
0.58
bc_open_to_buy
0.55
total_rev_hi_lim
0.49
open_rv_24m
0.42
acc_open_past_24mths
0.38

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.18
application_type
0.08
home_ownership
0.08
open_il_12m
0.07
collections_12_mths_ex_med
0.03
initial_list_status
0.03
verification_status
0.02
hardship_flag
0.02
chargeoff_within_12_mths
0.02
loan_status
0.01
pub_rec
0.01
pub_rec_bankruptcies
0.01
acc_now_delinq
0.00
num_tl_30dpd
0.00
MOST FREQUENT VALUES
4.0
1,420
11.7%
5.0
1,392
11.4%
6.0
1,297
10.6%
7.0
1,147
9.4%
3.0
1,133
9.3%
8.0
957
7.9%
9.0
831
6.8%
2.0
767
6.3%
10.0
584
4.8%
11.0
484
4.0%
12.0
400
3.3%
13.0
344
2.8%
1.0
287
2.4%
14.0
246
2.0%
15.0
202
1.7%
SMALLEST VALUES
1.0
287
2.4%
2.0
767
6.3%
3.0
1,133
9.3%
4.0
1,420
11.7%
5.0
1,392
11.4%
6.0
1,297
10.6%
7.0
1,147
9.4%
8.0
957
7.9%
9.0
831
6.8%
10.0
584
4.8%
11.0
484
4.0%
12.0
400
3.3%
13.0
344
2.8%
14.0
246
2.0%
15.0
202
1.7%
LARGEST VALUES
51.0
1
<0.1%
42.0
1
<0.1%
41.0
1
<0.1%
38.0
1
<0.1%
37.0
4
<0.1%
35.0
2
<0.1%
34.0
4
<0.1%
33.0
1
<0.1%
32.0
1
<0.1%
31.0
5
<0.1%
30.0
7
<0.1%
29.0
9
<0.1%
28.0
6
<0.1%
27.0
5
<0.1%
26.0
18
0.1%
num_il_tl
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_acc
0.74
open_act_il
0.60
total_bal_il
0.58
total_il_high_credit_limit
0.58
total_bal_ex_mort
0.54
mo_sin_old_il_acct
0.45
open_il_24m
0.41
open_acc
0.40
num_sats
0.40
total_cu_tl
0.32
tot_cur_bal
0.30
tot_hi_cred_lim
0.28
acc_open_past_24mths
0.22
all_util
0.22

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.30
home_ownership
0.12
inq_last_6mths
0.07
verification_status
0.06
acc_now_delinq
0.02
num_tl_30dpd
0.02
pub_rec
0.02
pub_rec_bankruptcies
0.02
chargeoff_within_12_mths
0.01
collections_12_mths_ex_med
0.01
hardship_flag
0.01
application_type
0.00
debt_settlement_flag
0.00
delinq_amnt
0.00
MOST FREQUENT VALUES
5.0
1,005
8.3%
4.0
993
8.2%
3.0
983
8.1%
6.0
947
7.8%
7.0
847
7.0%
2.0
812
6.7%
8.0
782
6.4%
9.0
701
5.8%
10.0
629
5.2%
1.0
503
4.1%
11.0
492
4.0%
12.0
436
3.6%
13.0
370
3.0%
14.0
359
2.9%
15.0
276
2.3%
SMALLEST VALUES
1.0
503
4.1%
2.0
812
6.7%
3.0
983
8.1%
4.0
993
8.2%
5.0
1,005
8.3%
6.0
947
7.8%
7.0
847
7.0%
8.0
782
6.4%
9.0
701
5.8%
10.0
629
5.2%
11.0
492
4.0%
12.0
436
3.6%
13.0
370
3.0%
14.0
359
2.9%
15.0
276
2.3%
LARGEST VALUES
68.0
2
<0.1%
66.0
1
<0.1%
65.0
2
<0.1%
64.0
1
<0.1%
63.0
1
<0.1%
61.0
1
<0.1%
60.0
2
<0.1%
59.0
1
<0.1%
58.0
3
<0.1%
56.0
1
<0.1%
55.0
2
<0.1%
54.0
2
<0.1%
53.0
5
<0.1%
52.0
2
<0.1%
51.0
2
<0.1%
num_op_rev_tl
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_acc
0.85
num_sats
0.85
num_rev_accts
0.84
num_bc_sats
0.83
num_rev_tl_bal_gt_0
0.81
num_actv_rev_tl
0.81
num_bc_tl
0.73
num_actv_bc_tl
0.69
total_acc
0.60
open_rv_24m
0.58
acc_open_past_24mths
0.51
total_rev_hi_lim
0.48
total_bc_limit
0.48
open_rv_12m
0.45

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.20
home_ownership
0.08
application_type
0.07
pub_rec
0.06
pub_rec_bankruptcies
0.06
open_il_12m
0.05
initial_list_status
0.03
loan_status
0.03
collections_12_mths_ex_med
0.02
verification_status
0.02
hardship_flag
0.02
chargeoff_within_12_mths
0.01
acc_now_delinq
0.01
num_tl_30dpd
0.01
MOST FREQUENT VALUES
5.0
1,216
10.0%
6.0
1,212
10.0%
7.0
1,188
9.8%
8.0
1,107
9.1%
4.0
1,049
8.6%
9.0
956
7.8%
10.0
772
6.3%
3.0
767
6.3%
11.0
649
5.3%
12.0
547
4.5%
13.0
419
3.4%
2.0
404
3.3%
14.0
334
2.7%
15.0
278
2.3%
16.0
232
1.9%
SMALLEST VALUES
1.0
93
0.8%
2.0
404
3.3%
3.0
767
6.3%
4.0
1,049
8.6%
5.0
1,216
10.0%
6.0
1,212
10.0%
7.0
1,188
9.8%
8.0
1,107
9.1%
9.0
956
7.8%
10.0
772
6.3%
11.0
649
5.3%
12.0
547
4.5%
13.0
419
3.4%
14.0
334
2.7%
15.0
278
2.3%
LARGEST VALUES
59.0
1
<0.1%
50.0
1
<0.1%
49.0
1
<0.1%
48.0
1
<0.1%
47.0
1
<0.1%
45.0
1
<0.1%
42.0
1
<0.1%
41.0
1
<0.1%
39.0
3
<0.1%
38.0
3
<0.1%
37.0
1
<0.1%
36.0
2
<0.1%
35.0
4
<0.1%
34.0
5
<0.1%
33.0
1
<0.1%
num_rev_accts
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_bc_tl
0.84
num_op_rev_tl
0.84
total_acc
0.76
open_acc
0.72
num_sats
0.72
num_bc_sats
0.67
num_rev_tl_bal_gt_0
0.63
num_actv_rev_tl
0.63
num_actv_bc_tl
0.52
open_rv_24m
0.50
acc_open_past_24mths
0.46
total_rev_hi_lim
0.45
total_bc_limit
0.44
bc_open_to_buy
0.41

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.19
home_ownership
0.12
open_il_12m
0.08
pub_rec
0.06
pub_rec_bankruptcies
0.06
application_type
0.05
initial_list_status
0.03
collections_12_mths_ex_med
0.02
chargeoff_within_12_mths
0.02
hardship_flag
0.01
loan_status
0.01
delinq_amnt
0.00
verification_status
0.00
acc_now_delinq
0.00
MOST FREQUENT VALUES
9.0
847
7.0%
8.0
829
6.8%
11.0
778
6.4%
10.0
766
6.3%
7.0
765
6.3%
12.0
686
5.6%
6.0
680
5.6%
5.0
612
5.0%
13.0
600
4.9%
14.0
543
4.5%
15.0
492
4.0%
16.0
442
3.6%
4.0
426
3.5%
17.0
408
3.3%
18.0
388
3.2%
SMALLEST VALUES
2.0
148
1.2%
3.0
289
2.4%
4.0
426
3.5%
5.0
612
5.0%
6.0
680
5.6%
7.0
765
6.3%
8.0
829
6.8%
9.0
847
7.0%
10.0
766
6.3%
11.0
778
6.4%
12.0
686
5.6%
13.0
600
4.9%
14.0
543
4.5%
15.0
492
4.0%
16.0
442
3.6%
LARGEST VALUES
77.0
1
<0.1%
75.0
1
<0.1%
74.0
1
<0.1%
72.0
1
<0.1%
69.0
2
<0.1%
64.0
2
<0.1%
63.0
2
<0.1%
60.0
1
<0.1%
59.0
3
<0.1%
57.0
1
<0.1%
55.0
4
<0.1%
54.0
3
<0.1%
53.0
3
<0.1%
52.0
2
<0.1%
51.0
3
<0.1%
num_rev_tl_bal_gt_0
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_actv_rev_tl
1.00
num_actv_bc_tl
0.86
num_op_rev_tl
0.81
num_bc_sats
0.71
num_sats
0.70
open_acc
0.70
num_rev_accts
0.63
num_bc_tl
0.58
total_acc
0.45
open_rv_24m
0.42
total_rev_hi_lim
0.38
total_bc_limit
0.37
revol_bal
0.34
acc_open_past_24mths
0.34

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.10
application_type
0.07
home_ownership
0.07
loan_status
0.03
verification_status
0.03
open_il_12m
0.03
hardship_flag
0.03
collections_12_mths_ex_med
0.03
pub_rec
0.02
pub_rec_bankruptcies
0.02
initial_list_status
0.02
chargeoff_within_12_mths
0.02
acc_now_delinq
0.01
num_tl_30dpd
0.01
MOST FREQUENT VALUES
4.0
1,749
14.4%
5.0
1,611
13.2%
3.0
1,593
13.1%
6.0
1,373
11.3%
2.0
1,150
9.4%
7.0
1,087
8.9%
8.0
881
7.2%
9.0
621
5.1%
10.0
464
3.8%
1.0
457
3.8%
11.0
304
2.5%
12.0
223
1.8%
13.0
163
1.3%
14.0
126
1.0%
15.0
98
0.8%
SMALLEST VALUES
0.0
57
0.5%
1.0
457
3.8%
2.0
1,150
9.4%
3.0
1,593
13.1%
4.0
1,749
14.4%
5.0
1,611
13.2%
6.0
1,373
11.3%
7.0
1,087
8.9%
8.0
881
7.2%
9.0
621
5.1%
10.0
464
3.8%
11.0
304
2.5%
12.0
223
1.8%
13.0
163
1.3%
14.0
126
1.0%
LARGEST VALUES
42.0
1
<0.1%
33.0
2
<0.1%
30.0
1
<0.1%
29.0
1
<0.1%
28.0
1
<0.1%
27.0
1
<0.1%
26.0
3
<0.1%
25.0
5
<0.1%
24.0
6
<0.1%
23.0
12
<0.1%
22.0
10
<0.1%
21.0
5
<0.1%
20.0
14
0.1%
19.0
26
0.2%
18.0
37
0.3%
num_sats
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_acc
1.00
num_op_rev_tl
0.85
total_acc
0.73
num_rev_accts
0.72
num_bc_sats
0.71
num_rev_tl_bal_gt_0
0.70
num_actv_rev_tl
0.70
num_bc_tl
0.63
num_actv_bc_tl
0.59
open_act_il
0.52
acc_open_past_24mths
0.51
open_rv_24m
0.47
total_rev_hi_lim
0.45
total_bc_limit
0.44

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
inq_last_6mths
0.19
open_il_12m
0.17
home_ownership
0.14
verification_status
0.04
application_type
0.03
pub_rec
0.03
pub_rec_bankruptcies
0.03
collections_12_mths_ex_med
0.03
initial_list_status
0.03
acc_now_delinq
0.01
num_tl_30dpd
0.01
hardship_flag
0.01
loan_status
0.01
chargeoff_within_12_mths
0.01
MOST FREQUENT VALUES
11.0
984
8.1%
10.0
984
8.1%
8.0
966
7.9%
9.0
942
7.7%
12.0
870
7.1%
13.0
808
6.6%
7.0
805
6.6%
14.0
688
5.6%
6.0
660
5.4%
15.0
584
4.8%
16.0
488
4.0%
5.0
465
3.8%
17.0
441
3.6%
18.0
340
2.8%
19.0
321
2.6%
SMALLEST VALUES
2.0
12
<0.1%
3.0
87
0.7%
4.0
231
1.9%
5.0
465
3.8%
6.0
660
5.4%
7.0
805
6.6%
8.0
966
7.9%
9.0
942
7.7%
10.0
984
8.1%
11.0
984
8.1%
12.0
870
7.1%
13.0
808
6.6%
14.0
688
5.6%
15.0
584
4.8%
16.0
488
4.0%
LARGEST VALUES
65.0
1
<0.1%
60.0
1
<0.1%
59.0
2
<0.1%
58.0
1
<0.1%
53.0
1
<0.1%
51.0
2
<0.1%
48.0
1
<0.1%
47.0
1
<0.1%
45.0
3
<0.1%
44.0
3
<0.1%
43.0
3
<0.1%
42.0
4
<0.1%
41.0
2
<0.1%
40.0
8
<0.1%
39.0
5
<0.1%
num_tl_120dpd_2m
MISSING:
---
TOP CATEGORIES
0.0
12,180
100%
ALL
12,180
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
num_tl_120dpd_2m
PROVIDES INFORMATION ON...
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
tax_liens
1.00
debt_settlement_flag
0.00
initial_list_status
0.00
home_ownership
0.00
verification_status
0.00
loan_status
0.00
pub_rec
0.00
application_type
0.00
open_il_12m
0.00
chargeoff_within_12_mths
0.00

THESE FEATURES
GIVE INFORMATION
ON num_tl_120dpd_2m:
home_ownership
1.00
verification_status
1.00
loan_status
1.00
pymnt_plan
1.00
inq_last_6mths
1.00
pub_rec
1.00
initial_list_status
1.00
recoveries
1.00
collection_recovery_fee
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
application_type
1.00
acc_now_delinq
1.00
open_il_12m
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
num_tl_120dpd_2m
CORRELATION RATIO WITH...
Unnamed: 0
0.00
df_index
0.00
loan_amnt
0.00
int_rate
0.00
installment
0.00
annual_inc
0.00
dti
0.00
delinq_2yrs
0.00
open_acc
0.00
revol_bal
0.00
total_acc
0.00
out_prncp
0.00
out_prncp_inv
0.00
total_pymnt
0.00
num_tl_30dpd
MISSING:
---
TOP CATEGORIES
0.0
12,179
>99%
1.0
1
<1%
ALL
12,180
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
num_tl_30dpd
PROVIDES INFORMATION ON...
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
acc_now_delinq
1.00
num_tl_120dpd_2m
1.00
tax_liens
1.00
initial_list_status
0.00
loan_status
0.00
home_ownership
0.00
verification_status
0.00
open_il_12m
0.00
inq_last_6mths
0.00
application_type
0.00

THESE FEATURES
GIVE INFORMATION
ON num_tl_30dpd:
acc_now_delinq
1.00
initial_list_status
0.24
home_ownership
0.09
open_il_12m
0.08
verification_status
0.08
loan_status
0.07
inq_last_6mths
0.05
application_type
0.02
pub_rec
0.01
pub_rec_bankruptcies
0.01
hardship_flag
0.00
collections_12_mths_ex_med
0.00
chargeoff_within_12_mths
0.00
debt_settlement_flag
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
num_tl_30dpd
CORRELATION RATIO WITH...
open_act_il
0.04
mo_sin_rcnt_tl
0.02
mths_since_recent_inq
0.02
num_il_tl
0.02
int_rate
0.02
num_rev_tl_bal_gt_0
0.01
num_actv_rev_tl
0.01
num_sats
0.01
open_acc
0.01
max_bal_bc
0.01
open_il_24m
0.01
acc_open_past_24mths
0.01
num_tl_op_past_12m
0.01
num_actv_bc_tl
0.01
num_tl_90g_dpd_24m
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
delinq_2yrs
0.64
num_accts_ever_120_pd
0.27
pct_tl_nvr_dlq
-0.23
num_il_tl
0.07
int_rate
0.06
total_bc_limit
-0.06
total_acc
0.05
total_rev_hi_lim
-0.05
mo_sin_old_il_acct
0.05
max_bal_bc
-0.05
bc_open_to_buy
-0.04
revol_bal
-0.04
num_op_rev_tl
-0.04
num_actv_rev_tl
-0.04

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
chargeoff_within_12_mths
0.18
collections_12_mths_ex_med
0.05
open_il_12m
0.03
pub_rec
0.03
pub_rec_bankruptcies
0.03
verification_status
0.03
application_type
0.02
inq_last_6mths
0.02
loan_status
0.01
home_ownership
0.00
initial_list_status
0.00
debt_settlement_flag
0.00
acc_now_delinq
0.00
delinq_amnt
0.00
MOST FREQUENT VALUES
0.0
11,684
95.9%
1.0
371
3.0%
2.0
72
0.6%
3.0
19
0.2%
4.0
14
0.1%
5.0
9
<0.1%
6.0
3
<0.1%
10.0
2
<0.1%
7.0
2
<0.1%
15.0
1
<0.1%
9.0
1
<0.1%
8.0
1
<0.1%
14.0
1
<0.1%
SMALLEST VALUES
0.0
11,684
95.9%
1.0
371
3.0%
2.0
72
0.6%
3.0
19
0.2%
4.0
14
0.1%
5.0
9
<0.1%
6.0
3
<0.1%
7.0
2
<0.1%
8.0
1
<0.1%
9.0
1
<0.1%
10.0
2
<0.1%
14.0
1
<0.1%
15.0
1
<0.1%
LARGEST VALUES
15.0
1
<0.1%
14.0
1
<0.1%
10.0
2
<0.1%
9.0
1
<0.1%
8.0
1
<0.1%
7.0
2
<0.1%
6.0
3
<0.1%
5.0
9
<0.1%
4.0
14
0.1%
3.0
19
0.2%
2.0
72
0.6%
1.0
371
3.0%
0.0
11,684
95.9%
num_tl_op_past_12m
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
open_rv_12m
0.84
acc_open_past_24mths
0.78
open_acc_6m
0.73
open_rv_24m
0.66
mo_sin_rcnt_tl
-0.56
inq_last_12m
0.44
open_il_24m
0.43
mo_sin_rcnt_rev_tl_op
-0.41
open_acc
0.39
num_sats
0.39
num_op_rev_tl
0.39
num_rev_accts
0.36
total_acc
0.34
mths_since_recent_inq
-0.33

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.57
inq_last_6mths
0.36
home_ownership
0.08
loan_status
0.08
pub_rec
0.07
pub_rec_bankruptcies
0.07
verification_status
0.07
collections_12_mths_ex_med
0.02
chargeoff_within_12_mths
0.02
application_type
0.02
hardship_flag
0.01
acc_now_delinq
0.01
num_tl_30dpd
0.01
debt_settlement_flag
0.01
MOST FREQUENT VALUES
1.0
2,930
24.1%
2.0
2,708
22.2%
3.0
1,887
15.5%
0.0
1,835
15.1%
4.0
1,222
10.0%
5.0
749
6.1%
6.0
400
3.3%
7.0
194
1.6%
8.0
116
1.0%
9.0
59
0.5%
10.0
33
0.3%
11.0
20
0.2%
12.0
9
<0.1%
13.0
8
<0.1%
14.0
3
<0.1%
SMALLEST VALUES
0.0
1,835
15.1%
1.0
2,930
24.1%
2.0
2,708
22.2%
3.0
1,887
15.5%
4.0
1,222
10.0%
5.0
749
6.1%
6.0
400
3.3%
7.0
194
1.6%
8.0
116
1.0%
9.0
59
0.5%
10.0
33
0.3%
11.0
20
0.2%
12.0
9
<0.1%
13.0
8
<0.1%
14.0
3
<0.1%
LARGEST VALUES
20.0
1
<0.1%
18.0
2
<0.1%
17.0
1
<0.1%
16.0
1
<0.1%
15.0
2
<0.1%
14.0
3
<0.1%
13.0
8
<0.1%
12.0
9
<0.1%
11.0
20
0.2%
10.0
33
0.3%
9.0
59
0.5%
8.0
116
1.0%
7.0
194
1.6%
6.0
400
3.3%
5.0
749
6.1%
pct_tl_nvr_dlq
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
num_accts_ever_120_pd
-0.61
delinq_2yrs
-0.43
num_tl_90g_dpd_24m
-0.23
total_bc_limit
0.22
total_rev_hi_lim
0.18
bc_open_to_buy
0.18
num_bc_sats
0.14
max_bal_bc
0.13
num_op_rev_tl
0.13
int_rate
-0.12
revol_bal
0.12
num_sats
0.12
open_acc
0.12
mo_sin_old_il_acct
-0.11

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pub_rec
0.09
pub_rec_bankruptcies
0.09
chargeoff_within_12_mths
0.06
collections_12_mths_ex_med
0.05
open_il_12m
0.04
loan_status
0.04
home_ownership
0.03
initial_list_status
0.03
inq_last_6mths
0.02
verification_status
0.01
delinq_amnt
0.01
acc_now_delinq
0.00
num_tl_30dpd
0.00
hardship_flag
0.00
MOST FREQUENT VALUES
100.0
6,468
53.1%
90.0
146
1.2%
92.3
140
1.1%
92.9
138
1.1%
91.7
133
1.1%
90.9
129
1.1%
87.5
128
1.1%
93.8
127
1.0%
93.3
126
1.0%
94.1
122
1.0%
88.9
122
1.0%
94.7
118
1.0%
94.4
118
1.0%
80.0
115
0.9%
95.0
113
0.9%
SMALLEST VALUES
22.2
2
<0.1%
26.3
1
<0.1%
30.0
1
<0.1%
31.3
1
<0.1%
34.8
1
<0.1%
36.0
1
<0.1%
36.2
1
<0.1%
38.5
2
<0.1%
38.9
1
<0.1%
40.0
1
<0.1%
41.2
1
<0.1%
41.7
1
<0.1%
41.9
1
<0.1%
42.1
1
<0.1%
42.9
2
<0.1%
LARGEST VALUES
100.0
6,468
53.1%
99.1
1
<0.1%
98.9
1
<0.1%
98.8
2
<0.1%
98.7
6
<0.1%
98.6
6
<0.1%
98.5
5
<0.1%
98.4
12
<0.1%
98.3
10
<0.1%
98.2
20
0.2%
98.1
21
0.2%
98.0
31
0.3%
97.9
15
0.1%
97.8
44
0.4%
97.7
32
0.3%
percent_bc_gt_75
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
bc_util
0.83
all_util
0.45
bc_open_to_buy
-0.42
int_rate
0.26
max_bal_bc
0.25
num_tl_op_past_12m
-0.21
acc_open_past_24mths
-0.20
revol_bal
0.19
open_acc_6m
-0.18
open_rv_24m
-0.18
mo_sin_rcnt_tl
0.18
open_rv_12m
-0.17
total_bc_limit
-0.17
mths_since_recent_bc
0.15

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.14
inq_last_6mths
0.13
loan_status
0.06
verification_status
0.06
pub_rec
0.05
pub_rec_bankruptcies
0.05
home_ownership
0.05
collections_12_mths_ex_med
0.03
chargeoff_within_12_mths
0.02
application_type
0.01
hardship_flag
0.01
debt_settlement_flag
0.01
initial_list_status
0.01
delinq_amnt
0.00
MOST FREQUENT VALUES
0.0
4,328
35.5%
100.0
1,301
10.7%
50.0
1,125
9.2%
33.3
738
6.1%
25.0
593
4.9%
66.7
585
4.8%
20.0
404
3.3%
40.0
309
2.5%
75.0
290
2.4%
16.7
286
2.3%
14.3
225
1.8%
60.0
212
1.7%
80.0
154
1.3%
28.6
152
1.2%
12.5
138
1.1%
SMALLEST VALUES
0.0
4,328
35.5%
3.3
1
<0.1%
4.2
1
<0.1%
4.5
1
<0.1%
5.0
2
<0.1%
5.3
3
<0.1%
5.6
4
<0.1%
5.9
10
<0.1%
6.3
7
<0.1%
6.7
10
<0.1%
7.1
15
0.1%
7.4
1
<0.1%
7.7
23
0.2%
8.0
1
<0.1%
8.3
32
0.3%
LARGEST VALUES
100.0
1,301
10.7%
93.8
1
<0.1%
93.3
1
<0.1%
92.9
1
<0.1%
92.3
1
<0.1%
91.7
2
<0.1%
90.9
8
<0.1%
90.0
1
<0.1%
88.9
18
0.1%
87.5
25
0.2%
85.7
51
0.4%
84.6
3
<0.1%
83.3
88
0.7%
82.4
1
<0.1%
81.8
4
<0.1%
pub_rec_bankruptcies
MISSING:
---
TOP CATEGORIES
0.0
10,796
89%
1.0
1,361
11%
2.0
19
<1%
4.0
2
<1%
3.0
2
<1%
ALL
12,180
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
pub_rec_bankruptcies
PROVIDES INFORMATION ON...
pymnt_plan
1.00
pub_rec
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
num_tl_120dpd_2m
1.00
tax_liens
1.00
acc_now_delinq
0.01
delinq_amnt
0.01
num_tl_30dpd
0.01
chargeoff_within_12_mths
0.00
debt_settlement_flag
0.00
collections_12_mths_ex_med
0.00
inq_last_6mths
0.00

THESE FEATURES
GIVE INFORMATION
ON pub_rec_bankruptcies:
pub_rec
1.00
inq_last_6mths
0.01
open_il_12m
0.00
initial_list_status
0.00
collections_12_mths_ex_med
0.00
home_ownership
0.00
loan_status
0.00
application_type
0.00
chargeoff_within_12_mths
0.00
verification_status
0.00
hardship_flag
0.00
debt_settlement_flag
0.00
acc_now_delinq
0.00
delinq_amnt
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
pub_rec_bankruptcies
CORRELATION RATIO WITH...
open_rv_24m
0.11
max_bal_bc
0.11
acc_open_past_24mths
0.11
total_bc_limit
0.11
pct_tl_nvr_dlq
0.09
revol_bal
0.08
open_rv_12m
0.08
inq_fi
0.08
inq_last_12m
0.08
total_rev_hi_lim
0.07
num_tl_op_past_12m
0.07
mo_sin_rcnt_rev_tl_op
0.07
total_pymnt
0.07
total_pymnt_inv
0.07
tax_liens
MISSING:
---
TOP CATEGORIES
0.0
12,180
100%
ALL
12,180
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
tax_liens
PROVIDES INFORMATION ON...
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
num_tl_120dpd_2m
1.00
debt_settlement_flag
0.00
initial_list_status
0.00
home_ownership
0.00
verification_status
0.00
loan_status
0.00
pub_rec
0.00
application_type
0.00
open_il_12m
0.00
chargeoff_within_12_mths
0.00

THESE FEATURES
GIVE INFORMATION
ON tax_liens:
home_ownership
1.00
verification_status
1.00
loan_status
1.00
pymnt_plan
1.00
inq_last_6mths
1.00
pub_rec
1.00
initial_list_status
1.00
recoveries
1.00
collection_recovery_fee
1.00
collections_12_mths_ex_med
1.00
policy_code
1.00
application_type
1.00
acc_now_delinq
1.00
open_il_12m
1.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
tax_liens
CORRELATION RATIO WITH...
Unnamed: 0
0.00
df_index
0.00
loan_amnt
0.00
int_rate
0.00
installment
0.00
annual_inc
0.00
dti
0.00
delinq_2yrs
0.00
open_acc
0.00
revol_bal
0.00
total_acc
0.00
out_prncp
0.00
out_prncp_inv
0.00
total_pymnt
0.00
tot_hi_cred_lim
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
tot_cur_bal
0.98
avg_cur_bal
0.80
mort_acc
0.60
total_bal_ex_mort
0.56
total_il_high_credit_limit
0.50
total_rev_hi_lim
0.50
revol_bal
0.48
total_bal_il
0.42
total_bc_limit
0.40
total_acc
0.39
max_bal_bc
0.36
num_sats
0.32
open_acc
0.32
loan_amnt
0.30

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.53
open_il_12m
0.15
application_type
0.10
verification_status
0.07
pub_rec
0.06
pub_rec_bankruptcies
0.06
inq_last_6mths
0.06
initial_list_status
0.04
loan_status
0.04
chargeoff_within_12_mths
0.01
debt_settlement_flag
0.01
hardship_flag
0.00
delinq_amnt
0.00
collections_12_mths_ex_med
0.00
MOST FREQUENT VALUES
44500.0
7
<0.1%
17500.0
6
<0.1%
21900.0
5
<0.1%
34700.0
5
<0.1%
28800.0
5
<0.1%
25800.0
5
<0.1%
36400.0
5
<0.1%
40500.0
5
<0.1%
14500.0
5
<0.1%
33800.0
5
<0.1%
32400.0
4
<0.1%
38600.0
4
<0.1%
35700.0
4
<0.1%
23700.0
4
<0.1%
30900.0
4
<0.1%
SMALLEST VALUES
3300.0
1
<0.1%
4500.0
1
<0.1%
4577.0
1
<0.1%
5400.0
1
<0.1%
5900.0
1
<0.1%
6080.0
1
<0.1%
6286.0
1
<0.1%
6550.0
1
<0.1%
7000.0
1
<0.1%
7250.0
1
<0.1%
7523.0
1
<0.1%
7629.0
1
<0.1%
8100.0
1
<0.1%
8300.0
1
<0.1%
8375.0
1
<0.1%
LARGEST VALUES
3137619.0
1
<0.1%
2173932.0
1
<0.1%
2011745.0
1
<0.1%
1723600.0
1
<0.1%
1708103.0
1
<0.1%
1668006.0
1
<0.1%
1663523.0
1
<0.1%
1581439.0
1
<0.1%
1572902.0
1
<0.1%
1571860.0
1
<0.1%
1536700.0
1
<0.1%
1529096.0
1
<0.1%
1492327.0
1
<0.1%
1452024.0
1
<0.1%
1427185.0
1
<0.1%
total_bal_ex_mort
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_bal_il
0.92
total_il_high_credit_limit
0.90
tot_cur_bal
0.58
tot_hi_cred_lim
0.56
num_il_tl
0.54
revol_bal
0.50
total_acc
0.47
open_act_il
0.46
total_rev_hi_lim
0.41
open_acc
0.39
num_sats
0.39
avg_cur_bal
0.35
max_bal_bc
0.34
total_bc_limit
0.31

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.20
home_ownership
0.16
verification_status
0.07
inq_last_6mths
0.06
pub_rec
0.05
pub_rec_bankruptcies
0.05
application_type
0.04
initial_list_status
0.02
collections_12_mths_ex_med
0.02
chargeoff_within_12_mths
0.02
hardship_flag
0.01
debt_settlement_flag
0.01
loan_status
0.01
acc_now_delinq
0.00
MOST FREQUENT VALUES
21197.0
4
<0.1%
88561.0
4
<0.1%
9929.0
3
<0.1%
57730.0
3
<0.1%
54955.0
3
<0.1%
31762.0
3
<0.1%
42763.0
3
<0.1%
12496.0
3
<0.1%
15725.0
3
<0.1%
14568.0
3
<0.1%
33352.0
3
<0.1%
33532.0
3
<0.1%
31561.0
3
<0.1%
16766.0
3
<0.1%
48416.0
3
<0.1%
SMALLEST VALUES
1275.0
1
<0.1%
1293.0
1
<0.1%
1755.0
1
<0.1%
1812.0
1
<0.1%
1947.0
1
<0.1%
2052.0
1
<0.1%
2078.0
1
<0.1%
2119.0
1
<0.1%
2329.0
1
<0.1%
2492.0
1
<0.1%
2538.0
1
<0.1%
2542.0
1
<0.1%
2544.0
1
<0.1%
2556.0
1
<0.1%
2588.0
1
<0.1%
LARGEST VALUES
917986.0
1
<0.1%
711837.0
1
<0.1%
677635.0
1
<0.1%
674862.0
1
<0.1%
673491.0
1
<0.1%
661255.0
1
<0.1%
608626.0
1
<0.1%
584865.0
1
<0.1%
566032.0
1
<0.1%
554198.0
1
<0.1%
554006.0
1
<0.1%
534832.0
1
<0.1%
534542.0
1
<0.1%
534228.0
1
<0.1%
524985.0
1
<0.1%
total_bc_limit
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
bc_open_to_buy
0.87
total_rev_hi_lim
0.77
num_bc_sats
0.66
num_bc_tl
0.60
max_bal_bc
0.56
num_actv_bc_tl
0.52
revol_bal
0.49
num_op_rev_tl
0.48
num_sats
0.44
open_acc
0.44
num_rev_accts
0.44
tot_hi_cred_lim
0.40
num_rev_tl_bal_gt_0
0.37
num_actv_rev_tl
0.37

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
home_ownership
0.13
pub_rec
0.11
pub_rec_bankruptcies
0.11
loan_status
0.08
inq_last_6mths
0.06
application_type
0.05
initial_list_status
0.05
collections_12_mths_ex_med
0.04
verification_status
0.03
open_il_12m
0.03
chargeoff_within_12_mths
0.01
hardship_flag
0.01
delinq_amnt
0.01
debt_settlement_flag
0.01
MOST FREQUENT VALUES
8000.0
76
0.6%
5000.0
72
0.6%
12500.0
67
0.6%
3000.0
62
0.5%
7000.0
62
0.5%
4000.0
62
0.5%
10000.0
61
0.5%
11500.0
60
0.5%
6000.0
59
0.5%
7500.0
59
0.5%
6500.0
58
0.5%
16500.0
58
0.5%
12000.0
57
0.5%
18000.0
57
0.5%
8500.0
56
0.5%
SMALLEST VALUES
200.0
2
<0.1%
300.0
14
0.1%
500.0
27
0.2%
600.0
5
<0.1%
700.0
6
<0.1%
800.0
19
0.2%
900.0
4
<0.1%
1000.0
31
0.3%
1100.0
9
<0.1%
1200.0
8
<0.1%
1300.0
19
0.2%
1400.0
6
<0.1%
1500.0
38
0.3%
1600.0
5
<0.1%
1700.0
12
<0.1%
LARGEST VALUES
284800.0
1
<0.1%
225200.0
1
<0.1%
215400.0
1
<0.1%
215200.0
1
<0.1%
211600.0
1
<0.1%
204400.0
1
<0.1%
203000.0
1
<0.1%
199500.0
1
<0.1%
196300.0
1
<0.1%
196200.0
1
<0.1%
189800.0
1
<0.1%
189500.0
1
<0.1%
188100.0
1
<0.1%
187600.0
1
<0.1%
186300.0
1
<0.1%
total_il_high_credit_limit
MISSING:
---
>
NUMERICAL ASSOCIATIONS
(PEARSON, -1 to 1)
total_bal_il
0.95
total_bal_ex_mort
0.90
num_il_tl
0.58
open_act_il
0.51
tot_cur_bal
0.50
tot_hi_cred_lim
0.50
total_acc
0.46
open_acc
0.35
num_sats
0.35
open_il_24m
0.32
avg_cur_bal
0.30
mo_sin_old_il_acct
0.29
loan_amnt
0.21
max_bal_bc
0.21

CATEGORICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
open_il_12m
0.23
home_ownership
0.16
verification_status
0.08
application_type
0.08
inq_last_6mths
0.06
pub_rec
0.03
pub_rec_bankruptcies
0.03
initial_list_status
0.02
collections_12_mths_ex_med
0.02
chargeoff_within_12_mths
0.01
hardship_flag
0.01
acc_now_delinq
0.01
num_tl_30dpd
0.01
loan_status
0.01
MOST FREQUENT VALUES
10000.0
156
1.3%
15000.0
92
0.8%
20000.0
88
0.7%
5000.0
67
0.6%
30000.0
56
0.5%
12000.0
47
0.4%
25000.0
45
0.4%
6000.0
45
0.4%
16000.0
30
0.2%
7000.0
29
0.2%
3000.0
27
0.2%
35000.0
27
0.2%
4000.0
26
0.2%
8000.0
25
0.2%
18000.0
24
0.2%
SMALLEST VALUES
127.0
1
<0.1%
486.0
1
<0.1%
500.0
2
<0.1%
1000.0
9
<0.1%
1052.0
1
<0.1%
1100.0
1
<0.1%
1130.0
1
<0.1%
1177.0
2
<0.1%
1200.0
1
<0.1%
1250.0
1
<0.1%
1300.0
1
<0.1%
1370.0
1
<0.1%
1443.0
1
<0.1%
1500.0
4
<0.1%
1596.0
1
<0.1%
LARGEST VALUES
1319104.0
1
<0.1%
634181.0
1
<0.1%
607101.0
1
<0.1%
582255.0
1
<0.1%
554015.0
1
<0.1%
553477.0
1
<0.1%
533907.0
1
<0.1%
522923.0
1
<0.1%
510839.0
1
<0.1%
494313.0
1
<0.1%
486455.0
1
<0.1%
474277.0
1
<0.1%
467142.0
1
<0.1%
463295.0
1
<0.1%
462960.0
1
<0.1%
hardship_flag
MISSING:
---
TOP CATEGORIES
N
11,832
97%
Y
348
3%
ALL
12,180
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
hardship_flag
PROVIDES INFORMATION ON...
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
num_tl_120dpd_2m
1.00
tax_liens
1.00
loan_status
0.01
debt_settlement_flag
0.00
acc_now_delinq
0.00
delinq_amnt
0.00
num_tl_30dpd
0.00
collections_12_mths_ex_med
0.00
chargeoff_within_12_mths
0.00
inq_last_6mths
0.00

THESE FEATURES
GIVE INFORMATION
ON hardship_flag:
loan_status
0.03
inq_last_6mths
0.00
open_il_12m
0.00
home_ownership
0.00
collections_12_mths_ex_med
0.00
pub_rec
0.00
pub_rec_bankruptcies
0.00
verification_status
0.00
chargeoff_within_12_mths
0.00
initial_list_status
0.00
debt_settlement_flag
0.00
acc_now_delinq
0.00
delinq_amnt
0.00
num_tl_30dpd
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
hardship_flag
CORRELATION RATIO WITH...
total_rec_int
0.09
out_prncp_inv
0.07
out_prncp
0.07
installment
0.06
loan_amnt
0.06
int_rate
0.04
Unnamed: 0
0.04
df_index
0.04
total_pymnt_inv
0.03
total_pymnt
0.03
all_util
0.03
inq_last_12m
0.03
num_rev_tl_bal_gt_0
0.03
num_actv_rev_tl
0.03
debt_settlement_flag
MISSING:
---
TOP CATEGORIES
N
12,175
>99%
Y
5
<1%
ALL
12,180
100%
CATEGORICAL ASSOCIATIONS
(UNCERTAINTY COEFFICIENT, 0 to 1)
debt_settlement_flag
PROVIDES INFORMATION ON...
pymnt_plan
1.00
recoveries
1.00
collection_recovery_fee
1.00
policy_code
1.00
num_tl_120dpd_2m
1.00
tax_liens
1.00
loan_status
0.00
initial_list_status
0.00
hardship_flag
0.00
collections_12_mths_ex_med
0.00
verification_status
0.00
open_il_12m
0.00
chargeoff_within_12_mths
0.00
home_ownership
0.00

THESE FEATURES
GIVE INFORMATION
ON debt_settlement_flag:
loan_status
0.08
open_il_12m
0.02
verification_status
0.02
inq_last_6mths
0.02
home_ownership
0.02
initial_list_status
0.01
pub_rec
0.00
pub_rec_bankruptcies
0.00
hardship_flag
0.00
collections_12_mths_ex_med
0.00
application_type
0.00
chargeoff_within_12_mths
0.00
acc_now_delinq
0.00
delinq_amnt
0.00

NUMERICAL ASSOCIATIONS
(CORRELATION RATIO, 0 to 1)
debt_settlement_flag
CORRELATION RATIO WITH...
total_rec_late_fee
0.02
num_accts_ever_120_pd
0.02
out_prncp
0.02
out_prncp_inv
0.02
loan_amnt
0.01
mths_since_recent_bc
0.01
installment
0.01
total_rec_int
0.01
Unnamed: 0
0.01
df_index
0.01
inq_last_12m
0.01
mths_since_rcnt_il
0.01
open_rv_12m
0.01
total_cu_tl
0.01